FineMark National Bank & Trust mortgage approval rate & lending review
FineMark National Bank & Trust decided 631 mortgage applications and funded 585 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FineMark National Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FineMark National Bank & Trust at a glance
Approval is 9.9 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 422 / 439 | 96% | $605K | 407 |
| Investment property purchase | 97% | 148 / 152 | 96% | $595K | 142 |
FineMark National Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $605K | 357 | 319 |
| Arizona | 97% | $275K | 125 | 120 |
| South Carolina | 100% | $625K | 63 | 62 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FineMark National Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Collier County, FL | Mortgage lenders | 99% | 70 | 68 |
| Collier County, FL | Investment property purchase | 98% | 46 | 43 |
| Lee County, FL | Investment property purchase | 95% | 39 | 35 |
The county markets where FineMark National Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about FineMark National Bank & Trust
What is FineMark National Bank & Trust's mortgage approval rate?
FineMark National Bank & Trust approved 96.4% of the 631 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan FineMark National Bank & Trust offers?
Borrowers accepted 96% of the loans FineMark National Bank & Trust approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FineMark National Bank & Trust make?
The typical home purchase mortgage loan FineMark National Bank & Trust made was $605K; across all loan types its typical loan ran from $595K to $605K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FineMark National Bank & Trust lend?
FineMark National Bank & Trust decided applications in 26 of the states Fat Boy Data covers, most of them in Florida, Arizona and South Carolina.
Can I apply to FineMark National Bank & Trust directly?
Yes. FineMark National Bank & Trust reports as a direct lender that takes applications from borrowers.
Does this page show FineMark National Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FineMark National Bank & Trust treats applications, then get a rate quote from the lender.