Lender profile · HMDA 2023–2025
First Bancorp, Inc. mortgage approval rates & lending data
First Bancorp, Inc. decided 575 mortgage applications and funded 528 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 238 / 253 | 92% | $225K | 218 |
| Home improvement loans | 99% | 110 / 111 | 100% | $75K | 110 |
| Cash-out refinance | 89% | 31 / 35 | 97% | $145K | 30 |
| Refinance | 90% | 28 / 31 | 96% | $85K | 27 |
| Investment property purchase | 100% | 113 / 113 | 99% | $205K | 112 |
First Bancorp, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $155K | 369 | 338 |
| Virginia | 91% | $255K | 103 | 90 |
| North Carolina | 99% | $245K | 75 | 73 |
| South Carolina | 92% | $205K | 13 | 12 |
| Maryland | 100% | $65K | 6 | 6 |
| West Virginia | 100% | $175K | 4 | 4 |
| Florida | 100% | $525K | 3 | 3 |
| Massachusetts | 100% | $45K | 1 | 1 |
| Texas | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.