First Bancorp, Inc. mortgage approval rate & lending review
First Bancorp, Inc. decided 575 mortgage applications and funded 528 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Bancorp, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Bancorp, Inc. at a glance
Approval is 16.2 points above the 79.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 238 / 253 | 92% | $225K | 218 |
| Home improvement loans | 99% | 110 / 111 | 100% | $75K | 110 |
| Cash-out refinance | 89% | 31 / 35 | 97% | $145K | 30 |
| Refinance | 90% | 28 / 31 | 96% | $85K | 27 |
| Investment property purchase | 100% | 113 / 113 | 99% | $205K | 112 |
First Bancorp, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $155K | 369 | 338 |
| Virginia | 91% | $255K | 103 | 90 |
| North Carolina | 99% | $245K | 75 | 73 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Bancorp, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sullivan County, TN | Mortgage lenders | 93% | 120 | 100 |
| Sullivan County, TN | Home improvement loans | 100% | 40 | 40 |
| Sullivan County, TN | Investment property purchase | 100% | 41 | 40 |
| Washington County, TN | Mortgage lenders | 98% | 42 | 38 |
| Washington County, TN | Investment property purchase | 100% | 22 | 22 |
| Washington County, TN | Home improvement loans | 95% | 20 | 19 |
The county markets where First Bancorp, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about First Bancorp, Inc.
What is First Bancorp, Inc.'s mortgage approval rate?
First Bancorp, Inc. approved 95.8% of the 575 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.2 points above the 79.7% national rate for the same mix of loan types.
How often do borrowers take the loan First Bancorp, Inc. offers?
Borrowers accepted 96% of the loans First Bancorp, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Bancorp, Inc. make?
The typical home purchase mortgage loan First Bancorp, Inc. made was $225K; across all loan types its typical loan ran from $75K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Bancorp, Inc. lend?
First Bancorp, Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in Tennessee, Virginia and North Carolina.
Can I apply to First Bancorp, Inc. directly?
Yes. First Bancorp, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show First Bancorp, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Bancorp, Inc. treats applications, then get a rate quote from the lender.