Lender profile · HMDA 2023–2025
First Century Bank mortgage approval rates & lending data
First Century Bank decided 291 mortgage applications and funded 267 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 85 / 101 | 99% | $405K | 84 |
| Investment property purchase | 99% | 145 / 147 | 99% | $225K | 143 |
First Century Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 93% | $225K | 289 | 265 |
| Georgia | 100% | $365K | 1 | 1 |
| Kentucky | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.