First Entertainment mortgage approval rate & lending review
First Entertainment decided 1,410 mortgage applications and funded 1,048 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Entertainment reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Entertainment at a glance
Approval is 7.4 points above the 70.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 243 / 257 | 91% | $625K | 222 |
| Home improvement loans | 74% | 583 / 791 | 97% | $135K | 568 |
| Refinance | 80% | 201 / 250 | 96% | $305K | 192 |
| Investment property purchase | 85% | 29 / 34 | 90% | $485K | 26 |
| Investment refinance | 59% | 24 / 41 | 96% | $605K | 23 |
| Investment home improvement | 52% | 17 / 33 | 94% | $175K | 16 |
First Entertainment lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $135K | 1,410 | 1,048 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Entertainment lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 75% | 683 | 495 |
| Los Angeles County, CA | Refinance | 81% | 201 | 155 |
| Ventura County, CA | Home improvement loans | 73% | 45 | 33 |
| Los Angeles County, CA | Investment refinance | 60% | 30 | 17 |
| Ventura County, CA | Refinance | 76% | 21 | 15 |
| Los Angeles County, CA | Investment home improvement | 48% | 23 | 10 |
The county markets where First Entertainment made the most loans. Each link opens that market with every lender ranked.
Questions about First Entertainment
What is First Entertainment's mortgage approval rate?
First Entertainment approved 77.9% of the 1,410 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.4 points above the 70.5% national rate for the same mix of loan types.
How often do borrowers take the loan First Entertainment offers?
Borrowers accepted 95% of the loans First Entertainment approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Entertainment make?
The typical home improvement loan loan First Entertainment made was $135K; across all loan types its typical loan ran from $135K to $625K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Entertainment lend?
First Entertainment decided applications in 1 of the states Fat Boy Data covers, most of them in California.
Can I apply to First Entertainment directly?
Yes. First Entertainment is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Entertainment's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Entertainment treats applications, then get a rate quote from the lender.