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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Los Angeles County, California

Fat Boy Data analyzed home improvement loan activity in Los Angeles County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 59,092 applications were decided by 293 lenders between 2023 and 2025.

Los Angeles County at a glance

293Active lenders116 with 20+ decisions
57.7%Market approval rate34,098 of 59,092 decided
$135KTypical loanmedian lender, $10K brackets
90%Borrower take-up30,538 loans funded

How Los Angeles County compares

Approval rate compared
Los Angeles County57.7%California61.0%All 616 counties62.7%
Typical loan compared
Los Angeles County$135KCalifornia$115KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Los Angeles County, CA, 4,153 of them.

Ume Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 238.

The typical home improvement loan here is $135K, 17% larger than the California typical of $115K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 25% approved of 1,847Truist Bank: 30% approved of 200Arrowhead Federal Credit Union: 31% approved of 169Citibank, National Association: 39% approved of 525U.S. Bank National Association: 40% approved of 5,290Alliant Credit Union: 40% approved of 403BMO Bank National Association: 41% approved of 1,151Loandepot.Com, LLC: 42% approved of 168Banner Bank: 42% approved of 435Bank of America, National Association: 42% approved of 10,119Spring Eq, LLC: 43% approved of 2,911UNIFY FINANCIAL Credit Union: 43% approved of 304Fourleaf: 45% approved of 581The Golden 1: 48% approved of 211California Credit Union: 48% approved of 2,121Southland Credit Union: 50% approved of 432University Credit Union: 50% approved of 220Pentagon Federal Credit Union: 51% approved of 654Comerica Bank: 52% approved of 797Navy Federal Credit Union: 55% approved of 1,451First-Citizens Bank & Trust Company: 56% approved of 229Third Federal Savings And Loan Association Of Cleveland: 57% approved of 886Kind Lending, LLC: 58% approved of 191First Bank: 59% approved of 190NuVision Federal Credit Union: 60% approved of 425First City: 60% approved of 247Zions Bancorporation, N.A.: 61% approved of 279HomeStreet Bank: 63% approved of 127PNC Bank, National Association: 63% approved of 1,027Figure Lending LLC: 63% approved of 2,702WATER AND POWER COMMUNITY Credit Union: 66% approved of 284City National Bank: 66% approved of 372PARTNERS Federal Credit Union: 66% approved of 370The Loan Store, Inc.: 67% approved of 885Wescom Central Credit Union: 67% approved of 1,883Financial Partners Credit Union: 69% approved of 1,073Nationstar Mortgage LLC: 70% approved of 235Homebridge Financial Services, Inc.: 70% approved of 1,199USC Credit Union: 70% approved of 218Guaranteed Rate, Inc.: 71% approved of 164New American Funding, LLC: 72% approved of 301Popa Federal Credit Union: 74% approved of 277First Entertainment: 75% approved of 683Rocket Mortgage, LLC: 76% approved of 268JPMorgan Chase Bank, National Association: 76% approved of 340LOS ANGELES POLICE Federal Credit Union: 77% approved of 295Rize Federal Credit Union: 77% approved of 291Logix Federal Credit Union: 77% approved of 2,091Gain Federal Credit Union: 77% approved of 201The First Financial Federal Credit Union: 79% approved of 165Foothill Federal Credit Union: 80% approved of 422Premier America: 80% approved of 236East West Bank: 82% approved of 184NORTHROP GRUMMAN Federal Credit Union: 85% approved of 298Schoolsfirst: 88% approved of 3,608Firefighters First Federal Credit Union: 89% approved of 166Lbs Financial: 90% approved of 264Downey Federal Credit Union: 91% approved of 138Ume Federal Credit Union: 93% approved of 238Coastal Community Bank: 95% approved of 2,039

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Los Angeles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association42%4,289 / 10,11997%$145K4,153
2U.S. Bank National Association40%2,097 / 5,29097%$155K2,025
3Schoolsfirst88%3,178 / 3,60898%$105K3,128
4Spring Eq, LLC43%1,252 / 2,91196%$115K1,199
5Figure Lending LLC63%1,704 / 2,70267%$105K1,148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 288 more lenders.

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Other lending data for Los Angeles County

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Nearby markets

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