First Federal Savings and Loan Association (Mississippi) mortgage approval rate & lending review
First Federal Savings and Loan Association (Mississippi) decided 464 mortgage applications and funded 408 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings and Loan Association (Mississippi) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings and Loan Association (Mississippi) at a glance
Approval is 8.0 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 300 / 324 | 98% | $205K | 295 |
| Home improvement loans | 90% | 54 / 60 | 100% | $55K | 54 |
| Cash-out refinance | 76% | 48 / 63 | 96% | $125K | 46 |
First Federal Savings and Loan Association (Mississippi) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 89% | $205K | 433 | 381 |
| Alabama | 93% | $275K | 29 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings and Loan Association (Mississippi) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jackson County, MS | Mortgage lenders | 92% | 270 | 246 |
| Jackson County, MS | Home improvement loans | 89% | 57 | 51 |
| Jackson County, MS | Cash-out refinance | 75% | 57 | 41 |
| Harrison County, MS | Mortgage lenders | 96% | 24 | 23 |
The county markets where First Federal Savings and Loan Association (Mississippi) made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings and Loan Association (Mississippi)
What is First Federal Savings and Loan Association (Mississippi)'s mortgage approval rate?
First Federal Savings and Loan Association (Mississippi) approved 89.4% of the 464 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings and Loan Association (Mississippi) offers?
Borrowers accepted 98% of the loans First Federal Savings and Loan Association (Mississippi) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings and Loan Association (Mississippi) make?
The typical home purchase mortgage loan First Federal Savings and Loan Association (Mississippi) made was $205K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings and Loan Association (Mississippi) lend?
First Federal Savings and Loan Association (Mississippi) decided applications in 4 of the states Fat Boy Data covers, most of them in Mississippi, Alabama and Florida.
Can I apply to First Federal Savings and Loan Association (Mississippi) directly?
Yes. First Federal Savings and Loan Association (Mississippi) is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings and Loan Association (Mississippi)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings and Loan Association (Mississippi) treats applications, then get a rate quote from the lender.