First Federal Savings Bank of Twin Falls mortgage approval rate & lending review
First Federal Savings Bank of Twin Falls decided 270 mortgage applications and funded 230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings Bank of Twin Falls reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings Bank of Twin Falls at a glance
Approval is 5.8 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 117 / 129 | 99% | $425K | 116 |
| Home improvement loans | 80% | 35 / 44 | 100% | $105K | 35 |
| Refinance | 59% | 20 / 34 | 95% | $165K | 19 |
| Investment property purchase | 100% | 35 / 35 | 97% | $385K | 34 |
First Federal Savings Bank of Twin Falls lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Idaho | 86% | $425K | 258 | 219 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings Bank of Twin Falls lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ada County, ID | Mortgage lenders | 90% | 77 | 68 |
| Canyon County, ID | Mortgage lenders | 90% | 42 | 38 |
| Ada County, ID | Home improvement loans | 83% | 29 | 24 |
| Ada County, ID | Investment property purchase | 100% | 23 | 22 |
The county markets where First Federal Savings Bank of Twin Falls made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings Bank of Twin Falls
What is First Federal Savings Bank of Twin Falls's mortgage approval rate?
First Federal Savings Bank of Twin Falls approved 86.3% of the 270 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.8 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings Bank of Twin Falls offers?
Borrowers accepted 99% of the loans First Federal Savings Bank of Twin Falls approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings Bank of Twin Falls make?
The typical home purchase mortgage loan First Federal Savings Bank of Twin Falls made was $425K; across all loan types its typical loan ran from $105K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings Bank of Twin Falls lend?
First Federal Savings Bank of Twin Falls decided applications in 7 of the states Fat Boy Data covers, most of them in Idaho, Arizona and Colorado.
Can I apply to First Federal Savings Bank of Twin Falls directly?
Yes. First Federal Savings Bank of Twin Falls is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings Bank of Twin Falls's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings Bank of Twin Falls treats applications, then get a rate quote from the lender.