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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ada County, Idaho

Fat Boy Data analyzed home purchase mortgage activity in Ada County, Idaho, home to Boise City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,640 applications were decided by 378 lenders between 2023 and 2025.

Ada County at a glance

378Active lenders109 with 20+ decisions
94.0%Market approval rate22,218 of 23,640 decided
$405KTypical loanmedian lender, $10K brackets
94%Borrower take-up20,817 loans funded

How Ada County compares

Approval rate compared
Ada County94.0%Idaho93.2%All 616 counties87.6%
Typical loan compared
Ada County$405KIdaho$395KAll 616 counties$335K

What the data shows

Idaho Central Credit Union made the most home purchase mortgages in Ada County, ID, 2,722 of them.

Academy Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 270.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 130One lender: 33% approved of 119One lender: 41% approved of 128One lender: 65% approved of 229One lender: 78% approved of 147One lender: 81% approved of 197One lender: 85% approved of 74One lender: 87% approved of 99One lender: 89% approved of 216One lender: 89% approved of 114One lender: 90% approved of 77One lender: 90% approved of 93One lender: 91% approved of 212One lender: 91% approved of 192One lender: 91% approved of 221One lender: 91% approved of 446One lender: 92% approved of 66One lender: 92% approved of 185One lender: 93% approved of 253One lender: 94% approved of 85One lender: 94% approved of 833Toll Brothers Mortgage Company: 95% approved of 919Idaho Central Credit Union: 95% approved of 3,550United Wholesale Mortgage, LLC: 96% approved of 1,767One lender: 97% approved of 89One lender: 97% approved of 121One lender: 97% approved of 134Fairway Independent Mortgage Corporation: 97% approved of 842One lender: 97% approved of 386One lender: 97% approved of 141One lender: 98% approved of 122One lender: 98% approved of 213One lender: 98% approved of 170One lender: 98% approved of 171One lender: 98% approved of 477Guild Mortgage Company LLC: 98% approved of 974One lender: 98% approved of 789One lender: 98% approved of 578One lender: 98% approved of 110One lender: 98% approved of 281One lender: 99% approved of 277One lender: 99% approved of 72One lender: 99% approved of 163One lender: 99% approved of 81One lender: 99% approved of 781One lender: 99% approved of 269One lender: 99% approved of 487One lender: 99% approved of 518One lender: 99% approved of 119One lender: 99% approved of 496One lender: 99% approved of 158One lender: 100% approved of 252One lender: 100% approved of 270One lender: 100% approved of 225One lender: 100% approved of 75One lender: 100% approved of 74One lender: 100% approved of 73One lender: 100% approved of 72One lender: 100% approved of 71One lender: 100% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ada County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union95%3,381 / 3,55081%$395K2,722
2United Wholesale Mortgage, LLCBroker only96%1,693 / 1,767100%$415K1,688
3Guild Mortgage Company LLC98%952 / 97496%$395K916
4Toll Brothers Mortgage Company95%870 / 91980%$415K694
5Fairway Independent Mortgage Corporation97%817 / 842100%$385K816

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 373 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ada County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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