FIRST HARVEST Federal Credit Union mortgage approval rate & lending review
FIRST HARVEST Federal Credit Union decided 948 mortgage applications and funded 619 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FIRST HARVEST Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FIRST HARVEST Federal Credit Union at a glance
Approval is 0.6 points above the 64.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 65% | 505 / 778 | 100% | $55K | 505 |
| Refinance | 72% | 103 / 143 | 100% | $75K | 103 |
FIRST HARVEST Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 66% | $55K | 919 | 603 |
| Pennsylvania | 62% | $15K | 26 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FIRST HARVEST Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Camden County, NJ | Home improvement loans | 62% | 288 | 180 |
| Gloucester County, NJ | Home improvement loans | 73% | 213 | 155 |
| Atlantic County, NJ | Home improvement loans | 60% | 120 | 72 |
| Burlington County, NJ | Home improvement loans | 79% | 58 | 46 |
| Gloucester County, NJ | Refinance | 82% | 44 | 36 |
| Camden County, NJ | Refinance | 69% | 39 | 27 |
| Cumberland County, NJ | Home improvement loans | 57% | 40 | 23 |
The county markets where FIRST HARVEST Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about FIRST HARVEST Federal Credit Union
What is FIRST HARVEST Federal Credit Union's mortgage approval rate?
FIRST HARVEST Federal Credit Union approved 65.3% of the 948 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.6 points above the 64.6% national rate for the same mix of loan types.
How often do borrowers take the loan FIRST HARVEST Federal Credit Union offers?
Borrowers accepted 100% of the loans FIRST HARVEST Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FIRST HARVEST Federal Credit Union make?
The typical home improvement loan loan FIRST HARVEST Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $75K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FIRST HARVEST Federal Credit Union lend?
FIRST HARVEST Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Delaware.
Can I apply to FIRST HARVEST Federal Credit Union directly?
Yes. FIRST HARVEST Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FIRST HARVEST Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FIRST HARVEST Federal Credit Union treats applications, then get a rate quote from the lender.