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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cumberland County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Cumberland County, New Jersey, home to Vineland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,168 applications were decided by 86 lenders between 2023 and 2025.

Cumberland County at a glance

86Active lenders17 with 20+ decisions
52.0%Market approval rate608 of 1,168 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up565 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County52.0%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Cumberland County$55KNew Jersey$105KAll 616 counties$75K

What the data shows

TD Bank, National Association made the most home improvement loans in Cumberland County, NJ, 48 of them.

Member's 1St of Nj approved the highest share of applications among lenders with at least 20 decisions here, 85% of 52.

Lenders approved 52.0% of home improvement loan applications in Cumberland County, NJ, 7.6 percentage points below the New Jersey rate of 59.7%.

The typical home improvement loan here is $55K, 48% smaller than the New Jersey typical of $105K.

Only 2 lenders here typically write at or below $35K: Newfield National Bank, Century Savings Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 18% approved of 161Discover Bank: 26% approved of 72One lender: 37% approved of 27One lender: 46% approved of 61One lender: 52% approved of 54Truist Bank: 52% approved of 63TD Bank, National Association: 53% approved of 91One lender: 53% approved of 34One lender: 55% approved of 22One lender: 56% approved of 50One lender: 57% approved of 35One lender: 57% approved of 40One lender: 67% approved of 42One lender: 67% approved of 36Millville Savings Bank: 75% approved of 65One lender: 85% approved of 52One lender: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association18%29 / 16197%$55K28
2TD Bank, National Association53%48 / 91100%$55K48
3Discover Bank26%19 / 72100%$75K19
4Millville Savings Bank75%49 / 6594%$45K46
5Truist Bank52%33 / 6391%$105K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 81 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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