First Heritage Financial, LLC mortgage approval rate & lending review
First Heritage Financial, LLC decided 1,012 mortgage applications and funded 905 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Heritage Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Heritage Financial, LLC at a glance
Approval is 3.4 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 817 / 900 | 100% | $195K | 815 |
| Cash-out refinance | 75% | 40 / 53 | 98% | $175K | 39 |
| Investment property purchase | 88% | 29 / 33 | 100% | $155K | 29 |
First Heritage Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 90% | $195K | 887 | 793 |
| New Jersey | 90% | $335K | 49 | 44 |
| Missouri | 80% | $215K | 30 | 23 |
| Delaware | 95% | $315K | 22 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Heritage Financial, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Philadelphia County, PA | Mortgage lenders | 92% | 279 | 256 |
| Erie County, PA | Mortgage lenders | 95% | 162 | 154 |
| Luzerne County, PA | Mortgage lenders | 93% | 60 | 56 |
| Franklin County, PA | Mortgage lenders | 97% | 37 | 36 |
| Lackawanna County, PA | Mortgage lenders | 100% | 21 | 20 |
The county markets where First Heritage Financial, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about First Heritage Financial, LLC
What is First Heritage Financial, LLC's mortgage approval rate?
First Heritage Financial, LLC approved 89.7% of the 1,012 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.4 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan First Heritage Financial, LLC offers?
Borrowers accepted 100% of the loans First Heritage Financial, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Heritage Financial, LLC make?
The typical home purchase mortgage loan First Heritage Financial, LLC made was $195K; across all loan types its typical loan ran from $155K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Heritage Financial, LLC lend?
First Heritage Financial, LLC decided applications in 13 of the states Fat Boy Data covers, most of them in Pennsylvania, New Jersey and Missouri.
Can I apply to First Heritage Financial, LLC directly?
Yes. First Heritage Financial, LLC reports as a direct lender that takes applications from borrowers.
Does this page show First Heritage Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Heritage Financial, LLC treats applications, then get a rate quote from the lender.