Home›Pennsylvania›Franklin County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Franklin County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Franklin County, Pennsylvania, home to Chambersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,446 applications were decided by 256 lenders between 2023 and 2025.

Franklin County at a glance

256Active lenders58 with 20+ decisions
88.2%Market approval rate4,803 of 5,446 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,629 loans funded

How Franklin County compares

Approval rate compared
Franklin County88.2%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Franklin County$235KPennsylvania$255KAll 616 counties$335K

What the data shows

Integrity Home Mortgage Corporation made the most home purchase mortgages in Franklin County, PA, 306 of them.

Direct Mortgage Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

Approval rate of all 58 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 22One lender: 21% approved of 141One lender: 36% approved of 25One lender: 38% approved of 24One lender: 63% approved of 102One lender: 65% approved of 20One lender: 71% approved of 34One lender: 71% approved of 56One lender: 76% approved of 42One lender: 76% approved of 21One lender: 77% approved of 196One lender: 80% approved of 20One lender: 84% approved of 37One lender: 85% approved of 113One lender: 86% approved of 51One lender: 87% approved of 187One lender: 87% approved of 61One lender: 88% approved of 24One lender: 88% approved of 57Patriot Credit Union: 88% approved of 238One lender: 88% approved of 164One lender: 89% approved of 28One lender: 90% approved of 40One lender: 90% approved of 42One lender: 91% approved of 77One lender: 91% approved of 57Farmers and Merchants Trust Company of Chambersburg: 92% approved of 297One lender: 92% approved of 39Guild Mortgage Company LLC: 92% approved of 327One lender: 94% approved of 165One lender: 94% approved of 70One lender: 94% approved of 53One lender: 95% approved of 153Integrity Home Mortgage Corporation: 95% approved of 341One lender: 95% approved of 21One lender: 95% approved of 21One lender: 96% approved of 47One lender: 96% approved of 24One lender: 97% approved of 31One lender: 97% approved of 35One lender: 97% approved of 35One lender: 97% approved of 72One lender: 97% approved of 37One lender: 97% approved of 37One lender: 98% approved of 40One lender: 98% approved of 43One lender: 98% approved of 58One lender: 99% approved of 73One lender: 99% approved of 161Crosscountry Mortgage, LLC: 99% approved of 252One lender: 100% approved of 110One lender: 100% approved of 52One lender: 100% approved of 38One lender: 100% approved of 28One lender: 100% approved of 28One lender: 100% approved of 24One lender: 100% approved of 24One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Integrity Home Mortgage Corporation95%324 / 34194%$225K306
2Guild Mortgage Company LLC92%302 / 32795%$215K288
3Farmers and Merchants Trust Company of Chambersburg92%273 / 29798%$245K268
4Crosscountry Mortgage, LLC99%249 / 25299%$245K247
5Patriot Credit Union88%210 / 23897%$215K204

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 251 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Franklin County

NVR Mortgage Finance, Inc.Rocket Mortgage, LLCMortgage Research Center, LLCOrrstown BankUnion Home Mortgage Corp.New American Funding, LLC21St Mortgage CorporationUnited Wholesale Mortgage, LLCDirect Mortgage Loans, LLCTriad Financial Services, Inc.Manufacturers and Traders Trust CompanyACNB BankHomesale Mortgage, LLCFulton Bank, National AssociationNavy Federal Credit UnionCNB Bank, Inc.Corning Federal Credit UnionFirst Home Mortgage CorporationTruist BankCmg Mortgage, Inc.Tidewater Mortgage Services, Inc.Fairway Independent Mortgage CorporationAmerican Pacific Mortgage CorporationMembers 1StLoandepot.Com, LLCPennymac Loan Services, LLCPrimelending, A Plainscapital CompanyNorthpointe BankEnvoy Mortgage, LtdFirst Heritage Financial, LLC

Other lending data for Franklin County

Home improvement loans in Franklin CountyCash-out refinance in Franklin CountyRefinance in Franklin CountyInvestment property purchase in Franklin CountyInvestment cash-out refinance in Franklin CountyInvestment refinance in Franklin CountyInvestment home improvement in Franklin County

Nearby markets

All lending in Franklin CountyCounty overviewMortgage lenders across PennsylvaniaStatewideWashington CountyNearby countyAdams CountyNearby countyCumberland CountyNearby county