Lender profile · HMDA 2023–2025
First Liberty Bank mortgage approval rates & lending data
First Liberty Bank decided 527 mortgage applications and funded 448 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 261 / 286 | 97% | $245K | 254 |
| Cash-out refinance | 67% | 18 / 27 | 94% | $185K | 17 |
| Investment property purchase | 98% | 141 / 144 | 91% | $135K | 129 |
| Investment cash-out refinance | 89% | 25 / 28 | 88% | $115K | 22 |
First Liberty Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 93% | $245K | 420 | 365 |
| Texas | 81% | $325K | 90 | 72 |
| Florida | 71% | $265K | 7 | 5 |
| Arkansas | 100% | $355K | 2 | 1 |
| Pennsylvania | 50% | $265K | 2 | 1 |
| Hawaii | 100% | $595K | 1 | 1 |
| Kansas | 100% | $165K | 1 | 1 |
| Missouri | 100% | $435K | 1 | 1 |
| New Mexico | 100% | $325K | 1 | 1 |
| Ohio | 100% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.