First National Bank and Trust Company of Newtown mortgage approval rate & lending review
First National Bank and Trust Company of Newtown decided 258 mortgage applications and funded 210 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First National Bank and Trust Company of Newtown reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First National Bank and Trust Company of Newtown at a glance
Approval is 12.3 points above the 76.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 55 / 58 | 91% | $695K | 50 |
| Home improvement loans | 81% | 61 / 75 | 97% | $35K | 59 |
| Refinance | 83% | 52 / 63 | 94% | $155K | 49 |
| Investment property purchase | 100% | 31 / 31 | 90% | $265K | 28 |
| Investment refinance | 93% | 25 / 27 | 80% | $335K | 20 |
First National Bank and Trust Company of Newtown lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 89% | $155K | 239 | 196 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First National Bank and Trust Company of Newtown lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bucks County, PA | Home improvement loans | 81% | 69 | 54 |
| Bucks County, PA | Refinance | 84% | 58 | 46 |
| Bucks County, PA | Investment property purchase | 100% | 20 | 18 |
The county markets where First National Bank and Trust Company of Newtown made the most loans. Each link opens that market with every lender ranked.
Questions about First National Bank and Trust Company of Newtown
What is First National Bank and Trust Company of Newtown's mortgage approval rate?
First National Bank and Trust Company of Newtown approved 88.4% of the 258 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 76.0% national rate for the same mix of loan types.
How often do borrowers take the loan First National Bank and Trust Company of Newtown offers?
Borrowers accepted 92% of the loans First National Bank and Trust Company of Newtown approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First National Bank and Trust Company of Newtown make?
The typical home improvement loan loan First National Bank and Trust Company of Newtown made was $35K; across all loan types its typical loan ran from $35K to $695K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First National Bank and Trust Company of Newtown lend?
First National Bank and Trust Company of Newtown decided applications in 2 of the states Fat Boy Data covers, most of them in Pennsylvania and New Jersey.
Can I apply to First National Bank and Trust Company of Newtown directly?
Yes. First National Bank and Trust Company of Newtown is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First National Bank and Trust Company of Newtown's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First National Bank and Trust Company of Newtown treats applications, then get a rate quote from the lender.