Foothill Federal Credit Union mortgage approval rate & lending review
Foothill Federal Credit Union decided 852 mortgage applications and funded 700 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Foothill Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Foothill Federal Credit Union at a glance
Approval is 15.4 points above the 67.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 68 / 73 | 100% | $725K | 68 |
| Home improvement loans | 80% | 456 / 569 | 98% | $105K | 448 |
| Cash-out refinance | 91% | 32 / 35 | 100% | $355K | 32 |
| Refinance | 88% | 144 / 163 | 100% | $175K | 144 |
Foothill Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 84% | $105K | 847 | 700 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Foothill Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 80% | 422 | 331 |
| San Bernardino County, CA | Home improvement loans | 85% | 96 | 81 |
| Riverside County, CA | Home improvement loans | 86% | 29 | 25 |
The county markets where Foothill Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Foothill Federal Credit Union
What is Foothill Federal Credit Union's mortgage approval rate?
Foothill Federal Credit Union approved 83.2% of the 852 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.4 points above the 67.8% national rate for the same mix of loan types.
How often do borrowers take the loan Foothill Federal Credit Union offers?
Borrowers accepted 99% of the loans Foothill Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Foothill Federal Credit Union make?
The typical home improvement loan loan Foothill Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $725K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Foothill Federal Credit Union lend?
Foothill Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in California, Arizona and New Mexico.
Can I apply to Foothill Federal Credit Union directly?
Yes. Foothill Federal Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Foothill Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Foothill Federal Credit Union treats applications, then get a rate quote from the lender.