Forte Bank mortgage approval rate & lending review
Forte Bank decided 255 mortgage applications and funded 217 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Forte Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Forte Bank at a glance
Approval is 10.4 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 91 / 101 | 88% | $245K | 80 |
| Refinance | 86% | 32 / 37 | 94% | $95K | 30 |
| Investment property purchase | 100% | 60 / 60 | 98% | $205K | 59 |
Forte Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 92% | $205K | 254 | 216 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Forte Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washington County, WI | Mortgage lenders | 90% | 82 | 64 |
| Washington County, WI | Refinance | 90% | 31 | 26 |
The county markets where Forte Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Forte Bank
What is Forte Bank's mortgage approval rate?
Forte Bank approved 91.8% of the 255 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.4 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan Forte Bank offers?
Borrowers accepted 93% of the loans Forte Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Forte Bank make?
The typical home purchase mortgage loan Forte Bank made was $245K; across all loan types its typical loan ran from $95K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Forte Bank lend?
Forte Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Wisconsin and Florida.
Can I apply to Forte Bank directly?
Yes. Forte Bank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Forte Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Forte Bank treats applications, then get a rate quote from the lender.