Fox Communities Credit Union mortgage approval rate & lending review
Fox Communities Credit Union decided 2,857 mortgage applications and funded 2,473 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fox Communities Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fox Communities Credit Union at a glance
Approval is 18.5 points above the 78.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,350 / 1,385 | 89% | $235K | 1,203 |
| Home improvement loans | 97% | 561 / 579 | 89% | $45K | 502 |
| Cash-out refinance | 96% | 405 / 421 | 90% | $125K | 364 |
| Refinance | 92% | 187 / 203 | 80% | $155K | 150 |
| Investment property purchase | 99% | 151 / 152 | 97% | $185K | 146 |
| Investment cash-out refinance | 92% | 36 / 39 | 94% | $175K | 34 |
| Investment refinance | 100% | 69 / 69 | 97% | $145K | 67 |
Fox Communities Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 97% | $185K | 2,833 | 2,456 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fox Communities Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brown County, WI | Mortgage lenders | 96% | 582 | 496 |
| Outagamie County, WI | Mortgage lenders | 99% | 487 | 439 |
| Brown County, WI | Home improvement loans | 97% | 269 | 229 |
| Winnebago County, WI | Mortgage lenders | 97% | 256 | 219 |
| Outagamie County, WI | Home improvement loans | 97% | 213 | 187 |
| Brown County, WI | Cash-out refinance | 96% | 177 | 151 |
| Outagamie County, WI | Cash-out refinance | 96% | 174 | 151 |
| Winnebago County, WI | Home improvement loans | 97% | 86 | 78 |
| Brown County, WI | Refinance | 90% | 84 | 63 |
| Brown County, WI | Investment property purchase | 100% | 60 | 59 |
| Outagamie County, WI | Refinance | 92% | 74 | 58 |
| Winnebago County, WI | Cash-out refinance | 97% | 61 | 55 |
The county markets where Fox Communities Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Fox Communities Credit Union
What is Fox Communities Credit Union's mortgage approval rate?
Fox Communities Credit Union approved 96.9% of the 2,857 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.5 points above the 78.4% national rate for the same mix of loan types.
How often do borrowers take the loan Fox Communities Credit Union offers?
Borrowers accepted 89% of the loans Fox Communities Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fox Communities Credit Union make?
The typical home purchase mortgage loan Fox Communities Credit Union made was $235K; across all loan types its typical loan ran from $45K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fox Communities Credit Union lend?
Fox Communities Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Wisconsin, Florida and Illinois.
Can I apply to Fox Communities Credit Union directly?
Yes. Fox Communities Credit Union is a bank or credit union with 23 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fox Communities Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fox Communities Credit Union treats applications, then get a rate quote from the lender.