Genway Home Mortgage, Inc. mortgage approval rate & lending review
Genway Home Mortgage, Inc. decided 3,747 mortgage applications and funded 2,155 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Genway Home Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to genwayhome.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Genway Home Mortgage, Inc. at a glance
Approval is 26.6 points below the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 51% | 1,182 / 2,297 | 99% | $365K | 1,171 |
| Cash-out refinance | 44% | 92 / 207 | 97% | $415K | 89 |
| Refinance | 55% | 141 / 256 | 100% | $495K | 141 |
| Investment property purchase | 87% | 618 / 707 | 100% | $265K | 616 |
| Investment cash-out refinance | 53% | 88 / 165 | 97% | $225K | 85 |
| Investment refinance | 49% | 42 / 85 | 98% | $275K | 41 |
Genway Home Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 56% | $455K | 1,189 | 661 |
| Texas | 62% | $205K | 526 | 323 |
| Florida | 55% | $275K | 485 | 268 |
| Arizona | 66% | $265K | 199 | 131 |
| Georgia | 45% | $275K | 151 | 68 |
| Washington | 70% | $415K | 135 | 94 |
| Nevada | 69% | $375K | 99 | 67 |
| Maryland | 48% | $445K | 88 | 40 |
| Illinois | 43% | $285K | 84 | 35 |
| South Carolina | 62% | $345K | 68 | 42 |
| North Carolina | 74% | $305K | 65 | 48 |
| Louisiana | 49% | $185K | 61 | 29 |
| Oregon | 77% | $435K | 52 | 39 |
| Michigan | 50% | $75K | 50 | 25 |
| Tennessee | 71% | $225K | 48 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Genway Home Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Bernardino County, CA | Investment property purchase | 77% | 35 | 27 |
The county markets where Genway Home Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Genway Home Mortgage, Inc.
What is Genway Home Mortgage, Inc.'s mortgage approval rate?
Genway Home Mortgage, Inc. approved 58.0% of the 3,747 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 26.6 points below the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Genway Home Mortgage, Inc. offers?
Borrowers accepted 99% of the loans Genway Home Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Genway Home Mortgage, Inc. make?
The typical home purchase mortgage loan Genway Home Mortgage, Inc. made was $365K; across all loan types its typical loan ran from $225K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Genway Home Mortgage, Inc. lend?
Genway Home Mortgage, Inc. decided applications in 46 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Genway Home Mortgage, Inc. directly?
No. Genway Home Mortgage, Inc. is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is genwayhome.com.
Does this page show Genway Home Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Genway Home Mortgage, Inc. treats applications, then get a rate quote from the lender.