Greenbox Loans, Inc. mortgage approval rate & lending review
Greenbox Loans, Inc. decided 2,603 mortgage applications and funded 2,259 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greenbox Loans, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to greenboxloans.com.
Greenbox Loans, Inc. at a glance
Approval is 8.1 points above the 81.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 817 / 950 | 97% | $385K | 792 |
| Cash-out refinance | 87% | 332 / 382 | 98% | $355K | 325 |
| Refinance | 94% | 116 / 123 | 99% | $445K | 115 |
| Investment property purchase | 92% | 522 / 565 | 97% | $315K | 506 |
| Investment cash-out refinance | 93% | 389 / 417 | 97% | $415K | 378 |
| Investment refinance | 90% | 150 / 166 | 95% | $535K | 143 |
Greenbox Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 91% | $475K | 1,078 | 947 |
| Florida | 91% | $345K | 407 | 363 |
| Texas | 90% | $235K | 346 | 303 |
| Arizona | 88% | $255K | 104 | 91 |
| Nevada | 95% | $355K | 96 | 89 |
| New Jersey | 86% | $325K | 73 | 62 |
| Colorado | 89% | $395K | 56 | 49 |
| Georgia | 87% | $255K | 54 | 45 |
| Washington | 83% | $425K | 52 | 41 |
| Maryland | 88% | $275K | 42 | 35 |
| Illinois | 73% | $215K | 41 | 30 |
| Massachusetts | 85% | $345K | 39 | 33 |
| Oregon | 75% | $315K | 32 | 23 |
| Virginia | 81% | $415K | 27 | 21 |
| Pennsylvania | 85% | $345K | 26 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greenbox Loans, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment cash-out refinance | 90% | 79 | 70 |
| Los Angeles County, CA | Investment refinance | 100% | 55 | 54 |
| Santa Barbara County, CA | Investment cash-out refinance | 100% | 25 | 25 |
The county markets where Greenbox Loans, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Greenbox Loans, Inc.
What is Greenbox Loans, Inc.'s mortgage approval rate?
Greenbox Loans, Inc. approved 89.4% of the 2,603 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 81.3% national rate for the same mix of loan types.
How often do borrowers take the loan Greenbox Loans, Inc. offers?
Borrowers accepted 97% of the loans Greenbox Loans, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greenbox Loans, Inc. make?
The typical home purchase mortgage loan Greenbox Loans, Inc. made was $385K; across all loan types its typical loan ran from $315K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greenbox Loans, Inc. lend?
Greenbox Loans, Inc. decided applications in 37 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Greenbox Loans, Inc. directly?
Yes. Greenbox Loans, Inc. reports as a direct lender that takes applications from borrowers. Its website is greenboxloans.com.
Does this page show Greenbox Loans, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greenbox Loans, Inc. treats applications, then get a rate quote from the lender.