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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Los Angeles County, California

Fat Boy Data analyzed investment cash-out refinance activity in Los Angeles County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,100 applications were decided by 418 lenders between 2023 and 2025.

Los Angeles County at a glance

418Active lenders106 with 20+ decisions
76.5%Market approval rate10,787 of 14,100 decided
$485KTypical loanmedian lender, $10K brackets
89%Borrower take-up9,608 loans funded

How Los Angeles County compares

Approval rate compared
Los Angeles County76.5%California75.0%All 616 counties73.1%
Typical loan compared
Los Angeles County$485KCalifornia$425KAll 616 counties$205K

What the data shows

Amwest Funding Corp. made the most investment cash-out refinances in Los Angeles County, CA, 498 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 130.

The typical investment cash-out refinance here is $485K, 14% larger than the California typical of $425K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 202BMO Bank National Association: 30% approved of 98Wells Fargo Bank, National Association: 34% approved of 112Newrez LLC: 39% approved of 127Carrington Mortgage Services, LLC: 47% approved of 70Nationstar Mortgage LLC: 49% approved of 73Kind Lending, LLC: 50% approved of 117Hometown Equity Mortgage, LLC: 51% approved of 454Loandepot.Com, LLC: 54% approved of 63Orange County's Federal Credit Union: 58% approved of 78U.S. Bank National Association: 58% approved of 86Homexpress Mortgage Corp.: 59% approved of 371Logix Federal Credit Union: 60% approved of 67Champions Funding, LLC: 60% approved of 182Pennymac Loan Services, LLC: 60% approved of 115Loan Funder LLC: 61% approved of 66Homebridge Financial Services, Inc.: 61% approved of 106Arc Home LLC: 65% approved of 68Deephaven Mortgage LLC: 65% approved of 77United Wholesale Mortgage, LLC: 68% approved of 1,490Angel Oak Mortgage Solutions LLC: 69% approved of 177Vista Point Mortgage, LLC: 70% approved of 132Rocket Mortgage, LLC: 71% approved of 440Pfn Lending Group, Inc.: 74% approved of 74New American Funding, LLC: 75% approved of 88Home Mortgage Alliance Corporation (Hmac): 76% approved of 165Schoolsfirst: 77% approved of 75JPMorgan Chase Bank, National Association: 78% approved of 189Fundloans Capital: 78% approved of 108Equity Wave Lending, Inc.: 78% approved of 155Clearedge Lending LLC: 79% approved of 108Nations Direct Mortgage, LLC: 79% approved of 101A&D Mortgage LLC: 80% approved of 100American Financial Network, Inc.: 80% approved of 107Change Lending, LLC: 81% approved of 144Jmac Lending, Inc.: 87% approved of 61Amwest Funding Corp.: 87% approved of 572Ocmbc, Inc.: 89% approved of 1,137Guaranteed Rate, Inc.: 90% approved of 106Greenbox Loans, Inc.: 90% approved of 79The Loan Store, Inc.: 90% approved of 174Archwest Funding, LLC: 90% approved of 62Nexera Holding LLC: 91% approved of 198Logan Finance Corporation: 91% approved of 100Flexpoint, Inc.: 91% approved of 205East West Bank: 91% approved of 114American Heritage Lending, LLC: 91% approved of 70Ameritrust Mortgage Corporation: 91% approved of 152Emporium Tpo LLC: 94% approved of 77Oaktree Funding Corp.: 94% approved of 128Cmg Mortgage, Inc.: 94% approved of 97Cake Mortgage Corp.: 94% approved of 260Aaa Capital Investment, Inc.: 95% approved of 135Royal Pacific Funding Corp.: 95% approved of 297Citadel Servicing Corporation: 98% approved of 277Velocity Commercial Capital, LLC: 98% approved of 186Val-Chris Investments, Inc.: 100% approved of 130New Wave Lending Group Inc: 100% approved of 109Emet Lending Group, Inc.: 100% approved of 104Nmsi, Inc.: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Los Angeles County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only68%1,011 / 1,49098%$335K991
2Ocmbc, Inc.Broker only89%1,009 / 1,13772%$465K726
3Amwest Funding Corp.87%498 / 572100%$385K498
4Hometown Equity Mortgage, LLC51%231 / 45494%$575K218
5Rocket Mortgage, LLC71%312 / 44096%$385K299

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 413 more lenders.

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Other lending data for Los Angeles County

Mortgage lenders in Los Angeles CountyHome improvement loans in Los Angeles CountyCash-out refinance in Los Angeles CountyRefinance in Los Angeles CountyInvestment property purchase in Los Angeles CountyInvestment refinance in Los Angeles CountyInvestment home improvement in Los Angeles County

Nearby markets

All lending in Los Angeles CountyCounty overviewInvestment cash-out refinance across CaliforniaStatewideKern CountyNearby countyOrange CountyNearby countySan Bernardino CountyNearby countyVentura CountyNearby county