Greenfield Co-operative Bank mortgage approval rate & lending review
Greenfield Co-operative Bank decided 338 mortgage applications and funded 318 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greenfield Co-operative Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greenfield Co-operative Bank at a glance
Approval is 14.6 points above the 81.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 184 / 186 | 99% | $345K | 182 |
| Home improvement loans | 90% | 43 / 48 | 98% | $25K | 42 |
| Investment property purchase | 100% | 47 / 47 | 100% | $335K | 47 |
| Investment refinance | 92% | 24 / 26 | 92% | $285K | 22 |
Greenfield Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 96% | $345K | 338 | 318 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greenfield Co-operative Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hampshire County, MA | Mortgage lenders | 99% | 135 | 131 |
| Hampden County, MA | Mortgage lenders | 100% | 50 | 50 |
| Hampshire County, MA | Home improvement loans | 89% | 47 | 41 |
| Hampshire County, MA | Investment property purchase | 100% | 25 | 25 |
| Hampden County, MA | Investment property purchase | 100% | 20 | 20 |
The county markets where Greenfield Co-operative Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Greenfield Co-operative Bank
What is Greenfield Co-operative Bank's mortgage approval rate?
Greenfield Co-operative Bank approved 95.9% of the 338 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points above the 81.2% national rate for the same mix of loan types.
How often do borrowers take the loan Greenfield Co-operative Bank offers?
Borrowers accepted 98% of the loans Greenfield Co-operative Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greenfield Co-operative Bank make?
The typical home purchase mortgage loan Greenfield Co-operative Bank made was $345K; across all loan types its typical loan ran from $25K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greenfield Co-operative Bank lend?
Greenfield Co-operative Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Massachusetts.
Can I apply to Greenfield Co-operative Bank directly?
Yes. Greenfield Co-operative Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greenfield Co-operative Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greenfield Co-operative Bank treats applications, then get a rate quote from the lender.