Home improvement loan lenders in Hampshire County, Massachusetts
Fat Boy Data analyzed home improvement loan activity in Hampshire County, Massachusetts, home to Amherst Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,670 applications were decided by 80 lenders between 2023 and 2025.
Hampshire County at a glance
How Hampshire County compares
What the data shows
Florence Bank made the most home improvement loans in Hampshire County, MA, 217 of them.
MassMutual Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.
Lenders approved 78.6% of home improvement loan applications in Hampshire County, MA, 11.1 percentage points above the Massachusetts rate of 67.4%.
The typical home improvement loan here is $75K, 29% smaller than the Massachusetts typical of $105K.
Only 1 lender here typically writes at or below $35K: Greenfield Co-operative Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Hampshire County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Florence Bank | 86% | 225 / 263 | 96% | $75K | 217 |
| 2 | Umassfive College Federal Credit Union | 86% | 210 / 244 | 81% | $75K | 171 |
| 3 | PeoplesBank | 85% | 125 / 147 | 98% | $75K | 122 |
| 4 | Bankesb | 92% | 109 / 119 | 96% | $75K | 105 |
| 5 | Citizens Bank, National Association | 59% | 63 / 106 | 95% | $115K | 60 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 75 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Hampshire County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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