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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hampshire County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Hampshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,670 applications were decided by 80 lenders between 2023 and 2025.

Hampshire County at a glance

80Active lenders17 with 20+ decisions
78.6%Market approval rate1,312 of 1,670 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,230 loans funded

How Hampshire County compares

Approval rate compared
Hampshire County78.6%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Hampshire County$75KMassachusetts$105KAll 616 counties$75K

What the data shows

Florence Bank made the most home improvement loans in Hampshire County, MA, 217 of them.

MassMutual Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Lenders approved 78.6% of home improvement loan applications in Hampshire County, MA, 11.1 percentage points above the Massachusetts rate of 67.4%.

The typical home improvement loan here is $75K, 29% smaller than the Massachusetts typical of $105K.

Only 1 lender here typically writes at or below $35K: Greenfield Co-operative Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 44% approved of 80Discover Bank: 45% approved of 22Citizens Bank, National Association: 59% approved of 106Manufacturers and Traders Trust Company: 65% approved of 34TD Bank, National Association: 66% approved of 53Freedom Credit Union: 73% approved of 51Figure Lending LLC: 75% approved of 20Country Bank for Savings: 81% approved of 99Westfield Bank: 85% approved of 52PeoplesBank: 85% approved of 147Florence Bank: 86% approved of 263Umassfive College Federal Credit Union: 86% approved of 244Greenfield Savings Bank: 87% approved of 38Polish N.A.tional Credit Union: 88% approved of 57Greenfield Co-operative Bank: 89% approved of 47Bankesb: 92% approved of 119MassMutual Federal Credit Union: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hampshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Florence Bank86%225 / 26396%$75K217
2Umassfive College Federal Credit Union86%210 / 24481%$75K171
3PeoplesBank85%125 / 14798%$75K122
4Bankesb92%109 / 11996%$75K105
5Citizens Bank, National Association59%63 / 10695%$115K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Hampshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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