Guardian Credit Union (Wisconsin) mortgage approval rate & lending review
Guardian Credit Union (Wisconsin) decided 291 mortgage applications and funded 251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Guardian Credit Union (Wisconsin) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Guardian Credit Union (Wisconsin) at a glance
Approval is 12.1 points above the 74.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 79 / 91 | 100% | $245K | 79 |
| Home improvement loans | 85% | 104 / 123 | 99% | $35K | 103 |
| Refinance | 91% | 48 / 53 | 100% | $155K | 48 |
Guardian Credit Union (Wisconsin) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 87% | $155K | 291 | 251 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Guardian Credit Union (Wisconsin) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Milwaukee County, WI | Home improvement loans | 80% | 70 | 55 |
| Milwaukee County, WI | Refinance | 94% | 31 | 29 |
| Waukesha County, WI | Home improvement loans | 83% | 30 | 25 |
The county markets where Guardian Credit Union (Wisconsin) made the most loans. Each link opens that market with every lender ranked.
Questions about Guardian Credit Union (Wisconsin)
What is Guardian Credit Union (Wisconsin)'s mortgage approval rate?
Guardian Credit Union (Wisconsin) approved 86.6% of the 291 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.1 points above the 74.5% national rate for the same mix of loan types.
How often do borrowers take the loan Guardian Credit Union (Wisconsin) offers?
Borrowers accepted 100% of the loans Guardian Credit Union (Wisconsin) approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Guardian Credit Union (Wisconsin) make?
The typical home improvement loan loan Guardian Credit Union (Wisconsin) made was $35K; across all loan types its typical loan ran from $35K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Guardian Credit Union (Wisconsin) lend?
Guardian Credit Union (Wisconsin) decided applications in 1 of the states Fat Boy Data covers, most of them in Wisconsin.
Can I apply to Guardian Credit Union (Wisconsin) directly?
Yes. Guardian Credit Union (Wisconsin) is a bank or credit union with 24 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Guardian Credit Union (Wisconsin)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Guardian Credit Union (Wisconsin) treats applications, then get a rate quote from the lender.