Lender profile · HMDA 2023–2025
HarborOne Bank mortgage approval rates & lending data
HarborOne Bank decided 1,968 mortgage applications and funded 981 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 53% | 60 / 114 | 93% | $255K | 56 |
| Home improvement loans | 51% | 666 / 1,299 | 96% | $105K | 636 |
| Refinance | 55% | 279 / 504 | 96% | $155K | 268 |
| Investment home improvement | 35% | 12 / 34 | 92% | $175K | 11 |
HarborOne Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 51% | $105K | 1,486 | 730 |
| Rhode Island | 54% | $105K | 439 | 226 |
| New Hampshire | 74% | $175K | 31 | 22 |
| Maine | 0% | — | 7 | 0 |
| Connecticut | 75% | $405K | 4 | 3 |
| Florida | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.