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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Norfolk County, Massachusetts

Fat Boy Data analyzed home improvement loan activity in Norfolk County, Massachusetts, home to Quincy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,954 applications were decided by 173 lenders between 2023 and 2025.

Norfolk County at a glance

173Active lenders43 with 20+ decisions
67.5%Market approval rate5,370 of 7,954 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,091 loans funded

How Norfolk County compares

Approval rate compared
Norfolk County67.5%Massachusetts67.4%All 616 counties62.7%
Typical loan compared
Norfolk County$155KMassachusetts$105KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Norfolk County, MA, 1,102 of them.

Liberty Bay Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical home improvement loan here is $155K, 48% larger than the Massachusetts typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 132One lender: 44% approved of 94One lender: 46% approved of 24One lender: 46% approved of 76One lender: 50% approved of 98One lender: 51% approved of 45Bank of America, National Association: 52% approved of 1,080One lender: 55% approved of 159One lender: 57% approved of 23One lender: 63% approved of 277One lender: 64% approved of 100One lender: 64% approved of 92Rockland Trust Company: 65% approved of 670Eastern Bank: 65% approved of 541One lender: 65% approved of 34One lender: 65% approved of 78One lender: 67% approved of 39Citizens Bank, National Association: 67% approved of 1,713One lender: 67% approved of 43One lender: 70% approved of 23One lender: 72% approved of 207One lender: 76% approved of 29One lender: 76% approved of 209One lender: 78% approved of 36One lender: 78% approved of 27One lender: 80% approved of 30One lender: 80% approved of 51One lender: 81% approved of 31One lender: 82% approved of 55One lender: 84% approved of 31One lender: 84% approved of 182One lender: 85% approved of 59One lender: 85% approved of 46ROCKLAND Federal Credit Union: 87% approved of 312One lender: 87% approved of 60One lender: 88% approved of 33One lender: 88% approved of 113One lender: 89% approved of 37One lender: 91% approved of 140One lender: 94% approved of 67One lender: 95% approved of 92One lender: 97% approved of 74One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Norfolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association67%1,147 / 1,71396%$205K1,102
2Bank of America, National Association52%562 / 1,08098%$155K551
3Rockland Trust Company65%433 / 67091%$155K393
4Eastern Bank65%350 / 54190%$155K316
5ROCKLAND Federal Credit Union87%270 / 31291%$105K245

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 168 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Norfolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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