Harleysville Bank mortgage approval rate & lending review
Harleysville Bank decided 548 mortgage applications and funded 458 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Harleysville Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Harleysville Bank at a glance
Approval is 7.8 points above the 81.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 214 / 225 | 91% | $405K | 195 |
| Home improvement loans | 84% | 66 / 79 | 97% | $55K | 64 |
| Refinance | 82% | 61 / 74 | 92% | $115K | 56 |
| Investment property purchase | 91% | 125 / 137 | 95% | $265K | 119 |
| Investment refinance | 74% | 23 / 31 | 96% | $275K | 22 |
Harleysville Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 90% | $265K | 548 | 458 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Harleysville Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, PA | Mortgage lenders | 97% | 132 | 120 |
| Montgomery County, PA | Home improvement loans | 86% | 66 | 55 |
| Montgomery County, PA | Investment property purchase | 92% | 59 | 54 |
| Montgomery County, PA | Refinance | 81% | 54 | 40 |
| Northampton County, PA | Investment property purchase | 95% | 20 | 18 |
The county markets where Harleysville Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Harleysville Bank
What is Harleysville Bank's mortgage approval rate?
Harleysville Bank approved 89.6% of the 548 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points above the 81.8% national rate for the same mix of loan types.
How often do borrowers take the loan Harleysville Bank offers?
Borrowers accepted 93% of the loans Harleysville Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Harleysville Bank make?
The typical home purchase mortgage loan Harleysville Bank made was $405K; across all loan types its typical loan ran from $55K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Harleysville Bank lend?
Harleysville Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to Harleysville Bank directly?
Yes. Harleysville Bank is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Harleysville Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Harleysville Bank treats applications, then get a rate quote from the lender.