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refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Pennsylvania, home to Norristown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,392 applications were decided by 306 lenders between 2023 and 2025.

Montgomery County at a glance

306Active lenders71 with 20+ decisions
77.8%Market approval rate7,302 of 9,392 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,960 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County77.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Montgomery County$205KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Montgomery County, PA, 1,555 of them.

MortgageCountry, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $205K, 78% larger than the Pennsylvania typical of $115K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 214One lender: 37% approved of 41One lender: 38% approved of 34One lender: 43% approved of 107One lender: 52% approved of 31One lender: 56% approved of 25One lender: 59% approved of 49One lender: 60% approved of 161One lender: 61% approved of 44One lender: 63% approved of 92One lender: 64% approved of 88One lender: 65% approved of 55One lender: 66% approved of 41One lender: 67% approved of 202One lender: 68% approved of 34One lender: 69% approved of 214One lender: 71% approved of 146Citizens Bank, National Association: 74% approved of 2,193One lender: 74% approved of 81One lender: 75% approved of 32One lender: 77% approved of 213One lender: 78% approved of 46One lender: 79% approved of 28TD Bank, National Association: 79% approved of 355One lender: 80% approved of 79One lender: 80% approved of 30One lender: 80% approved of 25One lender: 80% approved of 51One lender: 81% approved of 216One lender: 81% approved of 54Rocket Mortgage, LLC: 82% approved of 291One lender: 82% approved of 33PNC Bank, National Association: 84% approved of 770One lender: 84% approved of 126One lender: 85% approved of 195One lender: 85% approved of 230One lender: 86% approved of 49One lender: 86% approved of 42One lender: 86% approved of 43One lender: 88% approved of 59One lender: 89% approved of 44One lender: 90% approved of 42One lender: 91% approved of 32One lender: 91% approved of 43One lender: 92% approved of 60One lender: 92% approved of 61One lender: 92% approved of 26United Wholesale Mortgage, LLC: 93% approved of 346One lender: 93% approved of 58One lender: 93% approved of 45One lender: 96% approved of 27One lender: 97% approved of 59One lender: 97% approved of 32One lender: 97% approved of 33One lender: 97% approved of 37One lender: 98% approved of 41One lender: 98% approved of 218One lender: 98% approved of 99One lender: 99% approved of 107One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%1,622 / 2,19396%$205K1,555
2PNC Bank, National Association84%643 / 77097%$155K625
3TD Bank, National Association79%280 / 35599%$205K276
4United Wholesale Mortgage, LLCBroker only93%321 / 34693%$435K300
5Rocket Mortgage, LLC82%238 / 29192%$345K218

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 301 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Montgomery County

Univest Bank and Trust Co.Merck Sharp & Dohme Federal Credit UnionWilmington Savings Fund Society, FSBAmerican Heritage FCUDiscover BankTrumark Credit UnionTruist BankDiamond Credit UnionBank of America, National AssociationKeyBank National AssociationPennymac Loan Services, LLCCrosscountry Mortgage, LLCLakeview Loan Servicing, LLCFreedom Mortgage CorporationThird Federal Savings And Loan Association Of ClevelandFirstrust Savings BankNewrez LLCArdent Federal Credit UnionPolice & Fire Federal Credit UnionGuaranteed Rate, Inc.Movement Mortgage, LLCFranklin MintPennsylvania State Employees Credit UnionWells Fargo Bank, National AssociationHarleysville BankFreedomMortgage Research Center, LLCMutual of Omaha Mortgage, Inc.Manufacturers and Traders Trust CompanyVillage Capital & Investment LLC

Other lending data for Montgomery County

Mortgage lenders in Montgomery CountyHome improvement loans in Montgomery CountyCash-out refinance in Montgomery CountyInvestment property purchase in Montgomery CountyInvestment cash-out refinance in Montgomery CountyInvestment refinance in Montgomery CountyInvestment home improvement in Montgomery County

Nearby markets

All lending in Montgomery CountyCounty overviewRefinance across PennsylvaniaStatewideBerks CountyNearby countyBucks CountyNearby countyChester CountyNearby countyDelaware CountyNearby countyLehigh CountyNearby county