HealthCare Associates Credit Union mortgage approval rate & lending review
HealthCare Associates Credit Union decided 525 mortgage applications and funded 338 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions HealthCare Associates Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
HealthCare Associates Credit Union at a glance
Approval is 2.5 points below the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 63% | 215 / 342 | 99% | $55K | 213 |
| Refinance | 70% | 114 / 162 | 99% | $75K | 113 |
HealthCare Associates Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 65% | $55K | 505 | 323 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where HealthCare Associates Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Home improvement loans | 56% | 198 | 110 |
| Will County, IL | Home improvement loans | 68% | 53 | 36 |
| DuPage County, IL | Home improvement loans | 73% | 33 | 24 |
The county markets where HealthCare Associates Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about HealthCare Associates Credit Union
What is HealthCare Associates Credit Union's mortgage approval rate?
HealthCare Associates Credit Union approved 65.1% of the 525 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.5 points below the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan HealthCare Associates Credit Union offers?
Borrowers accepted 99% of the loans HealthCare Associates Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does HealthCare Associates Credit Union make?
The typical home improvement loan loan HealthCare Associates Credit Union made was $55K; across all loan types its typical loan ran from $55K to $75K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does HealthCare Associates Credit Union lend?
HealthCare Associates Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Wisconsin.
Can I apply to HealthCare Associates Credit Union directly?
Yes. HealthCare Associates Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show HealthCare Associates Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how HealthCare Associates Credit Union treats applications, then get a rate quote from the lender.