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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in DuPage County, Illinois

Fat Boy Data analyzed home improvement loan activity in DuPage County, Illinois, home to Naperville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,791 applications were decided by 154 lenders between 2023 and 2025.

DuPage County at a glance

154Active lenders39 with 20+ decisions
64.5%Market approval rate5,028 of 7,791 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up4,626 loans funded

How DuPage County compares

Approval rate compared
DuPage County64.5%Illinois57.9%All 616 counties62.7%
Typical loan compared
DuPage County$105KIllinois$75KAll 616 counties$75K

What the data shows

DuPage Credit Union made the most home improvement loans in DuPage County, IL, 448 of them.

USAlliance Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Lenders approved 64.5% of home improvement loan applications in DuPage County, IL, 6.7 percentage points above the Illinois rate of 57.9%.

The typical home improvement loan here is $105K, 40% larger than the Illinois typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 322One lender: 45% approved of 159One lender: 50% approved of 530Bank of America, National Association: 51% approved of 688One lender: 52% approved of 159The Huntington National Bank: 54% approved of 879One lender: 57% approved of 49One lender: 57% approved of 42One lender: 58% approved of 64BMO Bank National Association: 60% approved of 704One lender: 60% approved of 73One lender: 61% approved of 28One lender: 62% approved of 151One lender: 62% approved of 74Fifth Third Bank, National Association: 64% approved of 572One lender: 65% approved of 20One lender: 71% approved of 111One lender: 71% approved of 91One lender: 72% approved of 425One lender: 72% approved of 487One lender: 73% approved of 33One lender: 73% approved of 208One lender: 75% approved of 20One lender: 76% approved of 83One lender: 80% approved of 20One lender: 81% approved of 42DuPage Credit Union: 81% approved of 559One lender: 81% approved of 54One lender: 83% approved of 140One lender: 85% approved of 26One lender: 85% approved of 20One lender: 85% approved of 27One lender: 86% approved of 44One lender: 87% approved of 69One lender: 91% approved of 90One lender: 92% approved of 26One lender: 93% approved of 28One lender: 99% approved of 203One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in DuPage County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank54%476 / 87994%$105K446
2BMO Bank National Association60%420 / 70496%$105K402
3Bank of America, National Association51%354 / 68897%$105K345
4Fifth Third Bank, National Association64%365 / 57295%$105K348
5DuPage Credit Union81%455 / 55998%$75K448

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 149 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in DuPage County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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