Lender profile · HMDA 2023–2025
Hiway Credit Union mortgage approval rates & lending data
Hiway Credit Union decided 759 mortgage applications and funded 704 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 205 / 213 | 99% | $285K | 203 |
| Home improvement loans | 93% | 440 / 474 | 99% | $65K | 436 |
| Cash-out refinance | 93% | 40 / 43 | 98% | $105K | 39 |
Hiway Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 94% | $65K | 725 | 672 |
| Wisconsin | 100% | $75K | 7 | 7 |
| Arizona | 83% | $75K | 6 | 5 |
| Florida | 100% | $85K | 6 | 6 |
| North Carolina | 67% | $65K | 3 | 2 |
| Georgia | 100% | $35K | 2 | 2 |
| Washington | 100% | $5K | 2 | 2 |
| Arkansas | 100% | $25K | 1 | 1 |
| Illinois | 100% | $35K | 1 | 1 |
| Kansas | 100% | $75K | 1 | 1 |
| North Dakota | 100% | $125K | 1 | 1 |
| Oregon | 100% | $395K | 1 | 1 |
| Pennsylvania | 100% | $305K | 1 | 1 |
| South Carolina | 100% | $525K | 1 | 1 |
| Tennessee | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.