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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ramsey County, Minnesota

Fat Boy Data analyzed home purchase mortgage activity in Ramsey County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,259 applications were decided by 398 lenders between 2023 and 2025.

Ramsey County at a glance

398Active lenders93 with 20+ decisions
92.6%Market approval rate15,977 of 17,259 decided
$275KTypical loanmedian lender, $10K brackets
97%Borrower take-up15,540 loans funded

How Ramsey County compares

Approval rate compared
Ramsey County92.6%Minnesota92.4%All 616 counties87.6%
Typical loan compared
Ramsey County$275KMinnesota$315KAll 616 counties$335K

What the data shows

Bell Bank made the most home purchase mortgages in Ramsey County, MN, 1,519 of them.

Alerus Financial, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 362.

The typical home purchase mortgage here is $275K, 13% smaller than the Minnesota typical of $315K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bankwest, Inc.: 20% approved of 9321St Mortgage Corporation: 21% approved of 170Triad Financial Services, Inc.: 43% approved of 274Plains Commerce Bank: 83% approved of 90Plaza Home Mortgage, Inc.: 84% approved of 109Wells Fargo Bank, National Association: 85% approved of 279Sunrise Banks, National Association: 86% approved of 79Associated Bank, National Association: 86% approved of 102U.S. Bank National Association: 87% approved of 432Old National Bank: 88% approved of 151JPMorgan Chase Bank, National Association: 88% approved of 113Bank of America, National Association: 89% approved of 126Zillow Home Loans, LLC: 89% approved of 64Lennar Mortgage, LLC: 90% approved of 63Loandepot.Com, LLC: 91% approved of 185United Wholesale Mortgage, LLC: 91% approved of 1,082The Huntington National Bank: 91% approved of 201Rocket Mortgage, LLC: 91% approved of 466Barrington Bank & Trust Company, National Association: 92% approved of 60Mortgage Research Center, LLC: 92% approved of 141Newrez LLC: 92% approved of 90Pennymac Loan Services, LLC: 92% approved of 219Trustone Financial Credit Union: 93% approved of 407Bremer Bank, National Association: 94% approved of 64Mason Mcduffie Mortgage Corporation: 95% approved of 91Ideal: 95% approved of 75Cambria Financial Group, LLC: 95% approved of 76Guaranteed Rate, Inc.: 95% approved of 287Cardinal Financial Company, Limited Partnership: 95% approved of 116Union Home Mortgage Corp.: 95% approved of 61Wings Financial Credit Union: 95% approved of 184American Pacific Mortgage Corporation: 95% approved of 110Guaranteed Rate Affinity, LLC: 96% approved of 251Hiway Credit Union: 96% approved of 79Swbc Mortgage Corporation: 97% approved of 245Prosperity Home Mortgage, LLC: 97% approved of 553Blaze Credit Union: 97% approved of 272Bay Equity LLC: 97% approved of 138Movement Mortgage, LLC: 97% approved of 593Royal Credit Union: 97% approved of 700Servion, Inc.: 97% approved of 75Primelending, A Plainscapital Company: 97% approved of 113Granite Bank: 97% approved of 153Bell Bank: 98% approved of 1,559New American Funding, LLC: 98% approved of 401Fairway Independent Mortgage Corporation: 98% approved of 652Luminate Home Loans, Inc.: 98% approved of 358Baxter Credit Union: 98% approved of 60Cmg Mortgage, Inc.: 98% approved of 301Crosscountry Mortgage, LLC: 98% approved of 749Paramount Residential Mortgage Group, Inc.: 99% approved of 70Everett Financial, Inc.: 99% approved of 241American Neighborhood Mortgage Acceptance Company LLC: 99% approved of 91Megastar Financial Corp.: 99% approved of 97Luminate Bank: 99% approved of 112Tradition Mortgage, LLC: 99% approved of 132Affinity Plus: 99% approved of 133Guild Mortgage Company LLC: 99% approved of 138Summit Mortgage Corporation: 100% approved of 207Alerus Financial, National Association: 100% approved of 362

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Ramsey County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bell Bank98%1,524 / 1,559100%$285K1,519
2United Wholesale Mortgage, LLCBroker only91%983 / 1,08299%$295K977
3Crosscountry Mortgage, LLC98%737 / 74999%$285K732
4Royal Credit Union97%680 / 70099%$225K671
5Fairway Independent Mortgage Corporation98%638 / 652100%$245K637

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 393 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Ramsey County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Ramsey County

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Nearby markets

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