Homebridge Financial Services, Inc. mortgage approval rate & lending review
Homebridge Financial Services, Inc. decided 38,874 mortgage applications and funded 25,832 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Homebridge Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to homebridge.com.
Homebridge Financial Services, Inc. at a glance
Approval is 2.0 points below the 74.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 9,577 / 12,840 | 95% | $405K | 9,089 |
| Home improvement loans | 78% | 8,729 / 11,251 | 91% | $105K | 7,910 |
| Cash-out refinance | 61% | 1,087 / 1,785 | 95% | $335K | 1,031 |
| Refinance | 62% | 2,815 / 4,537 | 91% | $335K | 2,560 |
| Investment property purchase | 65% | 1,591 / 2,443 | 96% | $315K | 1,527 |
| Investment cash-out refinance | 56% | 762 / 1,355 | 94% | $315K | 718 |
| Investment refinance | 47% | 429 / 917 | 96% | $335K | 414 |
| Investment home improvement | 80% | 2,986 / 3,746 | 86% | $105K | 2,583 |
Homebridge Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 71% | $135K | 9,243 | 5,971 |
| Florida | 72% | $285K | 6,285 | 4,129 |
| New York | 70% | $505K | 3,266 | 2,187 |
| New Jersey | 72% | $345K | 2,111 | 1,442 |
| Texas | 72% | $305K | 1,891 | 1,296 |
| Washington | 85% | $445K | 1,435 | 1,110 |
| Arizona | 72% | $105K | 1,401 | 933 |
| Georgia | 72% | $285K | 1,321 | 882 |
| Colorado | 74% | $345K | 831 | 576 |
| Pennsylvania | 73% | $195K | 830 | 572 |
| North Carolina | 76% | $275K | 812 | 568 |
| Massachusetts | 72% | $365K | 744 | 491 |
| Maryland | 65% | $235K | 724 | 442 |
| Virginia | 74% | $105K | 600 | 405 |
| Tennessee | 69% | $205K | 554 | 356 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Homebridge Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 70% | 1,199 | 729 |
| Los Angeles County, CA | Mortgage lenders | 71% | 592 | 401 |
| San Diego County, CA | Home improvement loans | 72% | 581 | 356 |
| Miami-Dade County, FL | Home improvement loans | 73% | 468 | 306 |
| Maricopa County, AZ | Home improvement loans | 76% | 440 | 297 |
| Suffolk County, NY | Mortgage lenders | 74% | 407 | 289 |
| Riverside County, CA | Home improvement loans | 75% | 375 | 248 |
| San Diego County, CA | Mortgage lenders | 70% | 336 | 225 |
| Hillsborough County, FL | Mortgage lenders | 80% | 289 | 207 |
| Los Angeles County, CA | Investment home improvement | 76% | 321 | 204 |
| Orange County, CA | Home improvement loans | 71% | 337 | 204 |
| San Bernardino County, CA | Home improvement loans | 73% | 302 | 201 |
The county markets where Homebridge Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Homebridge Financial Services, Inc.
What is Homebridge Financial Services, Inc.'s mortgage approval rate?
Homebridge Financial Services, Inc. approved 72.0% of the 38,874 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.0 points below the 74.0% national rate for the same mix of loan types.
How often do borrowers take the loan Homebridge Financial Services, Inc. offers?
Borrowers accepted 92% of the loans Homebridge Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Homebridge Financial Services, Inc. make?
The typical home purchase mortgage loan Homebridge Financial Services, Inc. made was $405K; across all loan types its typical loan ran from $105K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Homebridge Financial Services, Inc. lend?
Homebridge Financial Services, Inc. decided applications in 51 of the states Fat Boy Data covers, most of them in California, Florida and New York.
Can I apply to Homebridge Financial Services, Inc. directly?
Yes. Homebridge Financial Services, Inc. reports as a direct lender that takes applications from borrowers. Its website is homebridge.com.
Does this page show Homebridge Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Homebridge Financial Services, Inc. treats applications, then get a rate quote from the lender.