I. H. Mississippi Valley Credit Union mortgage approval rate & lending review
I. H. Mississippi Valley Credit Union decided 1,851 mortgage applications and funded 1,452 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions I. H. Mississippi Valley Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
I. H. Mississippi Valley Credit Union at a glance
Approval is 7.4 points above the 80.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 832 / 833 | 99% | $145K | 827 |
| Home improvement loans | 60% | 123 / 205 | 69% | $25K | 85 |
| Refinance | 79% | 480 / 606 | 76% | $75K | 367 |
| Investment property purchase | 99% | 121 / 122 | 100% | $65K | 121 |
| Investment refinance | 86% | 43 / 50 | 56% | $95K | 24 |
I. H. Mississippi Valley Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where I. H. Mississippi Valley Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rock Island County, IL | Mortgage lenders | 100% | 425 | 420 |
| Scott County, IA | Mortgage lenders | 100% | 342 | 341 |
| Rock Island County, IL | Refinance | 78% | 333 | 196 |
| Scott County, IA | Refinance | 80% | 228 | 141 |
| Rock Island County, IL | Investment property purchase | 99% | 70 | 69 |
| Rock Island County, IL | Home improvement loans | 61% | 140 | 58 |
| Scott County, IA | Investment property purchase | 100% | 37 | 37 |
| Scott County, IA | Home improvement loans | 59% | 58 | 25 |
| Rock Island County, IL | Investment refinance | 84% | 31 | 15 |
The county markets where I. H. Mississippi Valley Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about I. H. Mississippi Valley Credit Union
What is I. H. Mississippi Valley Credit Union's mortgage approval rate?
I. H. Mississippi Valley Credit Union approved 88.0% of the 1,851 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.4 points above the 80.6% national rate for the same mix of loan types.
How often do borrowers take the loan I. H. Mississippi Valley Credit Union offers?
Borrowers accepted 89% of the loans I. H. Mississippi Valley Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does I. H. Mississippi Valley Credit Union make?
The typical home purchase mortgage loan I. H. Mississippi Valley Credit Union made was $145K; across all loan types its typical loan ran from $25K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does I. H. Mississippi Valley Credit Union lend?
I. H. Mississippi Valley Credit Union decided applications in 14 of the states Fat Boy Data covers, most of them in Illinois, Iowa and Florida.
Can I apply to I. H. Mississippi Valley Credit Union directly?
Yes. I. H. Mississippi Valley Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show I. H. Mississippi Valley Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how I. H. Mississippi Valley Credit Union treats applications, then get a rate quote from the lender.