Lender profile · HMDA 2023–2025
I. H. Mississippi Valley Credit Union mortgage approval rates & lending data
I. H. Mississippi Valley Credit Union decided 1,851 mortgage applications and funded 1,452 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 832 / 833 | 99% | $145K | 827 |
| Home improvement loans | 60% | 123 / 205 | 69% | $25K | 85 |
| Refinance | 79% | 480 / 606 | 76% | $75K | 367 |
| Investment property purchase | 99% | 121 / 122 | 100% | $65K | 121 |
| Investment refinance | 86% | 43 / 50 | 56% | $95K | 24 |
I. H. Mississippi Valley Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 87% | $145K | 1,058 | 810 |
| Iowa | 90% | $185K | 777 | 630 |
| Florida | 100% | $225K | 3 | 3 |
| Texas | 100% | $385K | 3 | 3 |
| Alabama | 100% | $525K | 1 | 1 |
| Arizona | 100% | $1.73M | 1 | 1 |
| Connecticut | 100% | — | 1 | 0 |
| Georgia | 100% | $495K | 1 | 1 |
| Hawaii | 0% | — | 1 | 0 |
| Michigan | 100% | $75K | 1 | 1 |
| Missouri | 100% | $215K | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
| South Carolina | 100% | — | 1 | 0 |
| Wisconsin | 100% | $805K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.