Industrial and Commercial Bank of China USA, National Association mortgage approval rate & lending review
Industrial and Commercial Bank of China USA, National Association decided 402 mortgage applications and funded 396 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Industrial and Commercial Bank of China USA, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Industrial and Commercial Bank of China USA, National Association at a glance
Approval is 13.6 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 273 / 276 | 100% | $565K | 273 |
| Investment property purchase | 100% | 62 / 62 | 98% | $805K | 61 |
Industrial and Commercial Bank of China USA, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 99% | $605K | 212 | 209 |
| California | 99% | $565K | 172 | 170 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Industrial and Commercial Bank of China USA, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Richmond County, NY | Mortgage lenders | 100% | 29 | 29 |
The county markets where Industrial and Commercial Bank of China USA, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Industrial and Commercial Bank of China USA, National Association
What is Industrial and Commercial Bank of China USA, National Association's mortgage approval rate?
Industrial and Commercial Bank of China USA, National Association approved 99.0% of the 402 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Industrial and Commercial Bank of China USA, National Association offers?
Borrowers accepted 99% of the loans Industrial and Commercial Bank of China USA, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Industrial and Commercial Bank of China USA, National Association make?
The typical home purchase mortgage loan Industrial and Commercial Bank of China USA, National Association made was $565K; across all loan types its typical loan ran from $565K to $805K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Industrial and Commercial Bank of China USA, National Association lend?
Industrial and Commercial Bank of China USA, National Association decided applications in 5 of the states Fat Boy Data covers, most of them in New York, California and Washington.
Can I apply to Industrial and Commercial Bank of China USA, National Association directly?
Yes. Industrial and Commercial Bank of China USA, National Association is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Industrial and Commercial Bank of China USA, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Industrial and Commercial Bank of China USA, National Association treats applications, then get a rate quote from the lender.