Lender profile · HMDA 2023–2025
Industrial and Commercial Bank of China USA, National Association mortgage approval rates & lending data
Industrial and Commercial Bank of China USA, National Association decided 402 mortgage applications and funded 396 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 273 / 276 | 100% | $565K | 273 |
| Investment property purchase | 100% | 62 / 62 | 98% | $805K | 61 |
Industrial and Commercial Bank of China USA, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 99% | $605K | 212 | 209 |
| California | 99% | $565K | 172 | 170 |
| Washington | 100% | $605K | 10 | 10 |
| New Jersey | 83% | $465K | 6 | 5 |
| Massachusetts | 100% | $505K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.