Interstate Home Loan Center, Inc. mortgage approval rate & lending review
Interstate Home Loan Center, Inc. decided 1,335 mortgage applications and funded 1,247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Interstate Home Loan Center, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Interstate Home Loan Center, Inc. at a glance
Approval is 9.4 points above the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 846 / 904 | 99% | $535K | 841 |
| Cash-out refinance | 93% | 99 / 106 | 100% | $405K | 99 |
| Refinance | 96% | 27 / 28 | 100% | $405K | 27 |
| Investment property purchase | 97% | 191 / 197 | 98% | $465K | 188 |
| Investment cash-out refinance | 94% | 78 / 83 | 97% | $465K | 76 |
Interstate Home Loan Center, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $535K | 1,013 | 950 |
| Florida | 88% | $265K | 82 | 72 |
| Connecticut | 94% | $305K | 53 | 50 |
| New Jersey | 96% | $435K | 51 | 48 |
| Pennsylvania | 96% | $285K | 27 | 26 |
| California | 100% | $975K | 21 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Interstate Home Loan Center, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 97% | 331 | 320 |
| Nassau County, NY | Mortgage lenders | 96% | 199 | 191 |
| Queens County, NY | Mortgage lenders | 85% | 91 | 77 |
| Nassau County, NY | Investment property purchase | 100% | 38 | 38 |
| Suffolk County, NY | Investment property purchase | 100% | 40 | 38 |
| Suffolk County, NY | Cash-out refinance | 94% | 32 | 30 |
| Queens County, NY | Investment property purchase | 93% | 28 | 26 |
| Nassau County, NY | Cash-out refinance | 92% | 25 | 23 |
The county markets where Interstate Home Loan Center, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Interstate Home Loan Center, Inc.
What is Interstate Home Loan Center, Inc.'s mortgage approval rate?
Interstate Home Loan Center, Inc. approved 94.2% of the 1,335 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan Interstate Home Loan Center, Inc. offers?
Borrowers accepted 99% of the loans Interstate Home Loan Center, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Interstate Home Loan Center, Inc. make?
The typical home purchase mortgage loan Interstate Home Loan Center, Inc. made was $535K; across all loan types its typical loan ran from $405K to $535K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Interstate Home Loan Center, Inc. lend?
Interstate Home Loan Center, Inc. decided applications in 27 of the states Fat Boy Data covers, most of them in New York, Florida and Connecticut.
Can I apply to Interstate Home Loan Center, Inc. directly?
Yes. Interstate Home Loan Center, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Interstate Home Loan Center, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Interstate Home Loan Center, Inc. treats applications, then get a rate quote from the lender.