Lender profile · HMDA 2023–2025
Interstate Home Loan Center, Inc. mortgage approval rates & lending data
Interstate Home Loan Center, Inc. decided 1,335 mortgage applications and funded 1,247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 846 / 904 | 99% | $535K | 841 |
| Cash-out refinance | 93% | 99 / 106 | 100% | $405K | 99 |
| Refinance | 96% | 27 / 28 | 100% | $405K | 27 |
| Investment property purchase | 97% | 191 / 197 | 98% | $465K | 188 |
| Investment cash-out refinance | 94% | 78 / 83 | 97% | $465K | 76 |
Interstate Home Loan Center, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 95% | $535K | 1,013 | 950 |
| Florida | 88% | $265K | 82 | 72 |
| Connecticut | 94% | $305K | 53 | 50 |
| New Jersey | 96% | $435K | 51 | 48 |
| Pennsylvania | 96% | $285K | 27 | 26 |
| California | 100% | $975K | 21 | 21 |
| North Carolina | 100% | $215K | 13 | 13 |
| Texas | 83% | $365K | 12 | 10 |
| South Carolina | 100% | $265K | 9 | 9 |
| Georgia | 100% | $255K | 8 | 8 |
| Rhode Island | 86% | $275K | 7 | 6 |
| Maryland | 100% | $475K | 6 | 6 |
| Ohio | 100% | $205K | 5 | 5 |
| Tennessee | 80% | $185K | 5 | 3 |
| Illinois | 100% | $335K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.