Lender profile · HMDA 2023–2025
Kalsee Credit Union mortgage approval rates & lending data
Kalsee Credit Union decided 343 mortgage applications and funded 313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 50 / 52 | 94% | $205K | 47 |
| Home improvement loans | 93% | 194 / 209 | 99% | $45K | 193 |
| Cash-out refinance | 86% | 31 / 36 | 100% | $85K | 31 |
| Refinance | 100% | 35 / 35 | 94% | $55K | 33 |
Kalsee Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 93% | $45K | 343 | 313 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.