Home›Michigan›Kalamazoo County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kalamazoo County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Kalamazoo County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,464 applications were decided by 166 lenders between 2023 and 2025.

Kalamazoo County at a glance

166Active lenders24 with 20+ decisions
71.6%Market approval rate1,765 of 2,464 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,687 loans funded

How Kalamazoo County compares

Approval rate compared
Kalamazoo County71.6%Michigan71.5%All 616 counties68.2%
Typical loan compared
Kalamazoo County$145KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kalamazoo County, MI, 468 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Center L.C. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 57.

The typical cash-out refinance here is $145K, 16% larger than the Michigan typical of $125K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 20Amerisave Mortgage Corporation: 30% approved of 109One lender: 41% approved of 22One lender: 42% approved of 31One lender: 43% approved of 30One lender: 45% approved of 29One lender: 51% approved of 87Carrington Mortgage Services, LLC: 52% approved of 102One lender: 63% approved of 67One lender: 63% approved of 68One lender: 67% approved of 27United Wholesale Mortgage, LLC: 69% approved of 135One lender: 71% approved of 48One lender: 75% approved of 36One lender: 80% approved of 84One lender: 81% approved of 26Rocket Mortgage, LLC: 82% approved of 585One lender: 87% approved of 30Arbor Financial Credit Union: 88% approved of 131One lender: 92% approved of 79One lender: 94% approved of 34One lender: 95% approved of 59One lender: 95% approved of 22One lender: 98% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kalamazoo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%480 / 58598%$145K468
2United Wholesale Mortgage, LLCBroker only69%93 / 135100%$195K93
3Arbor Financial Credit Union88%115 / 13197%$105K112
4Amerisave Mortgage Corporation30%33 / 10991%$135K30
5Carrington Mortgage Services, LLC52%53 / 10287%$135K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 161 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kalamazoo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Kalamazoo County

Other lending data for Kalamazoo County

Nearby markets