refinance lenders · HMDA 2023–2025

Refinance lenders in Kalamazoo County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Kalamazoo County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,917 applications were decided by 147 lenders between 2023 and 2025.

Kalamazoo County at a glance

147Active lenders21 with 20+ decisions
81.5%Market approval rate3,194 of 3,917 decided
$95KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,098 loans funded

How Kalamazoo County compares

Approval rate compared
Kalamazoo County81.5%Michigan78.1%All 616 counties76.5%
Typical loan compared
Kalamazoo County$95KMichigan$145KAll 616 counties$295K

What the data shows

Consumers Credit Union made the most mortgage refinances in Kalamazoo County, MI, 1,154 of them.

That is 37% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Kellogg Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

The typical mortgage refinance here is $95K, 34% smaller than the Michigan typical of $145K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 24One lender: 40% approved of 35One lender: 55% approved of 29One lender: 61% approved of 66One lender: 66% approved of 62One lender: 75% approved of 40Fifth Third Bank, National Association: 77% approved of 209One lender: 77% approved of 66PNC Bank, National Association: 80% approved of 155One lender: 80% approved of 141Advia Credit Union: 82% approved of 611Consumers Credit Union: 83% approved of 1,393One lender: 86% approved of 21One lender: 87% approved of 39One lender: 89% approved of 142One lender: 89% approved of 36One lender: 90% approved of 21Lake Michigan Credit Union: 94% approved of 206One lender: 96% approved of 57One lender: 100% approved of 59One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Kalamazoo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Consumers Credit Union83%1,155 / 1,393100%$65K1,154
2Advia Credit Union82%503 / 61198%$95K491
3Fifth Third Bank, National Association77%161 / 20995%$105K153
4Lake Michigan Credit Union94%194 / 20697%$105K189
5PNC Bank, National Association80%124 / 15598%$105K122

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Kalamazoo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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