Kish Bank mortgage approval rate & lending review
Kish Bank decided 682 mortgage applications and funded 659 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Kish Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Kish Bank at a glance
Approval is 15.8 points above the 82.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 379 / 385 | 99% | $365K | 375 |
| Home improvement loans | 92% | 66 / 72 | 98% | $85K | 65 |
| Cash-out refinance | 98% | 52 / 53 | 100% | $155K | 52 |
| Investment property purchase | 100% | 127 / 127 | 98% | $195K | 125 |
Kish Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $365K | 659 | 636 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Kish Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Centre County, PA | Mortgage lenders | 98% | 306 | 298 |
| Centre County, PA | Investment property purchase | 100% | 91 | 90 |
| Centre County, PA | Home improvement loans | 90% | 61 | 54 |
| Blair County, PA | Mortgage lenders | 100% | 53 | 52 |
| Centre County, PA | Cash-out refinance | 98% | 44 | 43 |
The county markets where Kish Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Kish Bank
What is Kish Bank's mortgage approval rate?
Kish Bank approved 97.8% of the 682 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 82.0% national rate for the same mix of loan types.
How often do borrowers take the loan Kish Bank offers?
Borrowers accepted 99% of the loans Kish Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Kish Bank make?
The typical home purchase mortgage loan Kish Bank made was $365K; across all loan types its typical loan ran from $85K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Kish Bank lend?
Kish Bank decided applications in 13 of the states Fat Boy Data covers, most of them in Pennsylvania, Florida and North Carolina.
Can I apply to Kish Bank directly?
Yes. Kish Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Kish Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Kish Bank treats applications, then get a rate quote from the lender.