Home improvement loan lenders in Centre County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Centre County, Pennsylvania, home to State College, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,518 applications were decided by 73 lenders between 2023 and 2025.
Centre County at a glance
How Centre County compares
What the data shows
Pennsylvania State Employees Credit Union made the most home improvement loans in Centre County, PA, 156 of them.
Titan Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 60.
Lenders approved 77.9% of home improvement loan applications in Centre County, PA, 11.2 percentage points above the Pennsylvania rate of 66.7%.
Only 1 lender here typically writes at or below $35K: Titan Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Centre County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First National Bank of Pennsylvania | 64% | 137 / 215 | 99% | $75K | 135 |
| 2 | Pennsylvania State Employees Credit Union | 91% | 166 / 183 | 94% | $55K | 156 |
| 3 | Citizens Bank, National Association | 67% | 88 / 132 | 95% | $105K | 84 |
| 4 | PNC Bank, National Association | 70% | 78 / 112 | 95% | $75K | 74 |
| 5 | Jersey Shore State Bank | 90% | 88 / 98 | 98% | $75K | 86 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 68 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Centre County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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