Kohler Credit Union mortgage approval rate & lending review
Kohler Credit Union decided 1,001 mortgage applications and funded 900 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Kohler Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Kohler Credit Union at a glance
Approval is 15.1 points above the 75.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 312 / 328 | 100% | $225K | 312 |
| Home improvement loans | 92% | 341 / 369 | 99% | $55K | 339 |
| Refinance | 81% | 212 / 261 | 100% | $125K | 211 |
Kohler Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 90% | $125K | 998 | 900 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Kohler Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sheboygan County, WI | Home improvement loans | 93% | 329 | 305 |
| Sheboygan County, WI | Mortgage lenders | 96% | 260 | 249 |
| Sheboygan County, WI | Refinance | 82% | 222 | 182 |
| Washington County, WI | Mortgage lenders | 95% | 20 | 19 |
The county markets where Kohler Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Kohler Credit Union
What is Kohler Credit Union's mortgage approval rate?
Kohler Credit Union approved 90.2% of the 1,001 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 75.1% national rate for the same mix of loan types.
How often do borrowers take the loan Kohler Credit Union offers?
Borrowers accepted 100% of the loans Kohler Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Kohler Credit Union make?
The typical home improvement loan loan Kohler Credit Union made was $55K; across all loan types its typical loan ran from $55K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Kohler Credit Union lend?
Kohler Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Wisconsin, Colorado and Illinois.
Can I apply to Kohler Credit Union directly?
Yes. Kohler Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Kohler Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Kohler Credit Union treats applications, then get a rate quote from the lender.