LA Financial Federal Credit Union mortgage approval rate & lending review
LA Financial Federal Credit Union decided 302 mortgage applications and funded 208 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions LA Financial Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to lffcu.com.
LA Financial Federal Credit Union at a glance
Approval is 1.2 points below the 70.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 28 / 30 | 93% | $985K | 26 |
| Cash-out refinance | 68% | 170 / 250 | 100% | $95K | 170 |
LA Financial Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 66% | $95K | 233 | 152 |
| Arizona | 81% | $85K | 69 | 56 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where LA Financial Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Mohave County, AZ | Cash-out refinance | 77% | 52 | 40 |
The county markets where LA Financial Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about LA Financial Federal Credit Union
What is LA Financial Federal Credit Union's mortgage approval rate?
LA Financial Federal Credit Union approved 69.5% of the 302 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.2 points below the 70.7% national rate for the same mix of loan types.
How often do borrowers take the loan LA Financial Federal Credit Union offers?
Borrowers accepted 99% of the loans LA Financial Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does LA Financial Federal Credit Union make?
The typical cash-out refinance loan LA Financial Federal Credit Union made was $95K; across all loan types its typical loan ran from $95K to $985K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does LA Financial Federal Credit Union lend?
LA Financial Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in California and Arizona.
Can I apply to LA Financial Federal Credit Union directly?
Yes. LA Financial Federal Credit Union reports as a direct lender that takes applications from borrowers. Its website is lffcu.com.
Does this page show LA Financial Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how LA Financial Federal Credit Union treats applications, then get a rate quote from the lender.