Lee Bank mortgage approval rate & lending review
Lee Bank decided 370 mortgage applications and funded 325 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lee Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Lee Bank at a glance
Approval is 4.9 points above the 84.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 181 / 202 | 100% | $305K | 181 |
| Refinance | 75% | 40 / 53 | 98% | $205K | 39 |
| Investment property purchase | 94% | 81 / 86 | 96% | $305K | 78 |
Lee Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $305K | 368 | 323 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lee Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berkshire County, MA | Mortgage lenders | 89% | 195 | 174 |
| Berkshire County, MA | Investment property purchase | 94% | 84 | 76 |
| Berkshire County, MA | Refinance | 75% | 53 | 39 |
The county markets where Lee Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Lee Bank
What is Lee Bank's mortgage approval rate?
Lee Bank approved 88.9% of the 370 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 84.0% national rate for the same mix of loan types.
How often do borrowers take the loan Lee Bank offers?
Borrowers accepted 99% of the loans Lee Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lee Bank make?
The typical home purchase mortgage loan Lee Bank made was $305K; across all loan types its typical loan ran from $205K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lee Bank lend?
Lee Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and New York.
Can I apply to Lee Bank directly?
Yes. Lee Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Lee Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lee Bank treats applications, then get a rate quote from the lender.