refinance lenders · HMDA 2023–2025

Refinance lenders in Berkshire County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Berkshire County, Massachusetts, home to Pittsfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,242 applications were decided by 76 lenders between 2023 and 2025.

Berkshire County at a glance

76Active lenders10 with 20+ decisions
75.5%Market approval rate938 of 1,242 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up887 loans funded

How Berkshire County compares

Approval rate compared
Berkshire County75.5%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Berkshire County$115KMassachusetts$225KAll 616 counties$295K

What the data shows

Greylock Federal Credit Union made the most mortgage refinances in Berkshire County, MA, 305 of them.

That is 34% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Greylock Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 82% of 390.

The typical mortgage refinance here is $115K, 49% smaller than the Massachusetts typical of $225K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 31One lender: 66% approved of 58One lender: 67% approved of 33Berkshire Bank: 75% approved of 127One lender: 75% approved of 53NBT Bank, National Association: 76% approved of 66Adams Community Bank: 76% approved of 171The Pittsfield Co-operative Bank: 80% approved of 75Greylock Federal Credit Union: 82% approved of 390One lender: 82% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Berkshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Greylock Federal Credit Union82%320 / 39095%$105K305
2Adams Community Bank76%130 / 17195%$115K123
3Berkshire Bank75%95 / 12796%$115K91
4The Pittsfield Co-operative Bank80%60 / 7593%$135K56
5NBT Bank, National Association76%50 / 6694%$115K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 71 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Berkshire County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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