LOS ANGELES POLICE Federal Credit Union mortgage approval rate & lending review
LOS ANGELES POLICE Federal Credit Union decided 1,113 mortgage applications and funded 835 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions LOS ANGELES POLICE Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
LOS ANGELES POLICE Federal Credit Union at a glance
Approval is 11.3 points above the 67.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 77 / 81 | 94% | $365K | 72 |
| Home improvement loans | 79% | 428 / 541 | 97% | $95K | 415 |
| Cash-out refinance | 77% | 268 / 346 | 95% | $105K | 255 |
| Investment property purchase | 91% | 30 / 33 | 93% | $225K | 28 |
| Investment cash-out refinance | 71% | 30 / 42 | 93% | $105K | 28 |
| Investment home improvement | 65% | 33 / 51 | 100% | $75K | 33 |
LOS ANGELES POLICE Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 79% | $95K | 979 | 746 |
| Nevada | 78% | $75K | 37 | 25 |
| Arizona | 68% | $45K | 34 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where LOS ANGELES POLICE Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 77% | 295 | 219 |
| San Bernardino County, CA | Home improvement loans | 88% | 82 | 69 |
| Riverside County, CA | Home improvement loans | 94% | 48 | 45 |
| Orange County, CA | Home improvement loans | 76% | 34 | 23 |
| Ventura County, CA | Home improvement loans | 84% | 25 | 21 |
| Los Angeles County, CA | Investment home improvement | 67% | 21 | 14 |
The county markets where LOS ANGELES POLICE Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about LOS ANGELES POLICE Federal Credit Union
What is LOS ANGELES POLICE Federal Credit Union's mortgage approval rate?
LOS ANGELES POLICE Federal Credit Union approved 78.3% of the 1,113 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points above the 67.1% national rate for the same mix of loan types.
How often do borrowers take the loan LOS ANGELES POLICE Federal Credit Union offers?
Borrowers accepted 96% of the loans LOS ANGELES POLICE Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does LOS ANGELES POLICE Federal Credit Union make?
The typical home improvement loan loan LOS ANGELES POLICE Federal Credit Union made was $95K; across all loan types its typical loan ran from $75K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does LOS ANGELES POLICE Federal Credit Union lend?
LOS ANGELES POLICE Federal Credit Union decided applications in 23 of the states Fat Boy Data covers, most of them in California, Nevada and Arizona.
Can I apply to LOS ANGELES POLICE Federal Credit Union directly?
Yes. LOS ANGELES POLICE Federal Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show LOS ANGELES POLICE Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how LOS ANGELES POLICE Federal Credit Union treats applications, then get a rate quote from the lender.