Lender profile · HMDA 2023–2025
Mainstreet Community Bank of Florida mortgage approval rates & lending data
Mainstreet Community Bank of Florida decided 300 mortgage applications and funded 219 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 137 / 179 | 99% | $305K | 135 |
| Cash-out refinance | 48% | 16 / 33 | 100% | $215K | 16 |
| Investment property purchase | 89% | 49 / 55 | 100% | $245K | 49 |
Mainstreet Community Bank of Florida lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 74% | $305K | 298 | 217 |
| Georgia | 100% | $275K | 1 | 1 |
| North Carolina | 100% | $385K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.