Marshall Community Credit Union mortgage approval rate & lending review
Marshall Community Credit Union decided 772 mortgage applications and funded 739 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Marshall Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Marshall Community Credit Union at a glance
Approval is 23.9 points above the 75.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 221 / 221 | 95% | $155K | 210 |
| Cash-out refinance | 99% | 396 / 399 | 96% | $75K | 382 |
| Refinance | 100% | 106 / 106 | 99% | $185K | 105 |
| Investment property purchase | 100% | 26 / 26 | 85% | $95K | 22 |
Marshall Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 100% | $75K | 772 | 739 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Marshall Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Calhoun County, MI | Cash-out refinance | 99% | 344 | 328 |
| Calhoun County, MI | Mortgage lenders | 100% | 182 | 174 |
| Calhoun County, MI | Refinance | 100% | 80 | 79 |
| Calhoun County, MI | Investment property purchase | 100% | 21 | 17 |
The county markets where Marshall Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Marshall Community Credit Union
What is Marshall Community Credit Union's mortgage approval rate?
Marshall Community Credit Union approved 99.6% of the 772 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 23.9 points above the 75.7% national rate for the same mix of loan types.
How often do borrowers take the loan Marshall Community Credit Union offers?
Borrowers accepted 96% of the loans Marshall Community Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Marshall Community Credit Union make?
The typical cash-out refinance loan Marshall Community Credit Union made was $75K; across all loan types its typical loan ran from $75K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Marshall Community Credit Union lend?
Marshall Community Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Michigan.
Can I apply to Marshall Community Credit Union directly?
Yes. Marshall Community Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Marshall Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Marshall Community Credit Union treats applications, then get a rate quote from the lender.