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refinance lenders · HMDA 2023–2025

Refinance lenders in Calhoun County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Calhoun County, Michigan, home to Battle Creek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,501 applications were decided by 117 lenders between 2023 and 2025.

Calhoun County at a glance

117Active lenders13 with 20+ decisions
77.7%Market approval rate1,166 of 1,501 decided
$85KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,111 loans funded

How Calhoun County compares

Approval rate compared
Calhoun County77.7%Michigan78.1%All 616 counties76.5%
Typical loan compared
Calhoun County$85KMichigan$145KAll 616 counties$295K

What the data shows

Kellogg Community Credit Union made the most mortgage refinances in Calhoun County, MI, 280 of them.

That is 25% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Marshall Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 80.

The typical mortgage refinance here is $85K, 41% smaller than the Michigan typical of $145K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 43% approved of 28One lender: 57% approved of 80One lender: 59% approved of 27One lender: 59% approved of 32One lender: 66% approved of 44One lender: 67% approved of 52Advia Credit Union: 70% approved of 130Consumers Credit Union: 77% approved of 126Rocket Mortgage, LLC: 81% approved of 101United Wholesale Mortgage, LLC: 92% approved of 85One lender: 92% approved of 37Kellogg Community Credit Union: 100% approved of 284One lender: 100% approved of 80

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Calhoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kellogg Community Credit Union100%283 / 28499%$55K280
2Advia Credit Union70%91 / 13099%$85K90
3Consumers Credit Union77%97 / 126100%$45K97
4Rocket Mortgage, LLC81%82 / 10195%$165K78
5United Wholesale Mortgage, LLCBroker only92%78 / 8592%$245K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 112 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Calhoun County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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