Members Mortgage Company, Inc. mortgage approval rate & lending review
Members Mortgage Company, Inc. decided 1,169 mortgage applications and funded 999 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Members Mortgage Company, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to membersmortgage.com.
Members Mortgage Company, Inc. at a glance
Approval is 6.1 points above the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 662 / 707 | 98% | $315K | 648 |
| Cash-out refinance | 76% | 168 / 221 | 92% | $265K | 155 |
| Refinance | 81% | 74 / 91 | 99% | $365K | 73 |
| Investment property purchase | 88% | 85 / 97 | 98% | $315K | 83 |
Members Mortgage Company, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 88% | $315K | 719 | 612 |
| Massachusetts | 89% | $585K | 373 | 326 |
| New Hampshire | 93% | $405K | 28 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Members Mortgage Company, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Mortgage lenders | 95% | 164 | 152 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 95% | 136 | 126 |
| Lower Connecticut River Valley Planning Region, CT | Mortgage lenders | 100% | 40 | 38 |
| South Central Connecticut Planning Region, CT | Cash-out refinance | 80% | 46 | 36 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 94% | 34 | 32 |
| Capitol Planning Region, CT | Investment property purchase | 96% | 27 | 25 |
| Greater Bridgeport Planning Region, CT | Mortgage lenders | 89% | 27 | 24 |
| South Central Connecticut Planning Region, CT | Refinance | 85% | 20 | 17 |
| Middlesex County, MA | Cash-out refinance | 75% | 24 | 16 |
| Capitol Planning Region, CT | Refinance | 71% | 21 | 15 |
The county markets where Members Mortgage Company, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Members Mortgage Company, Inc.
What is Members Mortgage Company, Inc.'s mortgage approval rate?
Members Mortgage Company, Inc. approved 88.4% of the 1,169 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.1 points above the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Members Mortgage Company, Inc. offers?
Borrowers accepted 97% of the loans Members Mortgage Company, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Members Mortgage Company, Inc. make?
The typical home purchase mortgage loan Members Mortgage Company, Inc. made was $315K; across all loan types its typical loan ran from $265K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Members Mortgage Company, Inc. lend?
Members Mortgage Company, Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and New Hampshire.
Can I apply to Members Mortgage Company, Inc. directly?
Yes. Members Mortgage Company, Inc. reports as a direct lender that takes applications from borrowers. Its website is membersmortgage.com.
Does this page show Members Mortgage Company, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Members Mortgage Company, Inc. treats applications, then get a rate quote from the lender.