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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Middlesex County, Massachusetts, home to Cambridge, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,797 applications were decided by 323 lenders between 2023 and 2025.

Middlesex County at a glance

323Active lenders71 with 20+ decisions
74.2%Market approval rate6,523 of 8,797 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up6,297 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County74.2%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Middlesex County$225KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Middlesex County, MA, 1,264 of them.

Leader Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 98% of 164.

The typical cash-out refinance here is $225K, 29% larger than the Massachusetts typical of $175K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 36Amerisave Mortgage Corporation: 25% approved of 548One lender: 38% approved of 24Newrez LLC: 45% approved of 376One lender: 46% approved of 80One lender: 56% approved of 87One lender: 58% approved of 59One lender: 58% approved of 36One lender: 60% approved of 35One lender: 63% approved of 49One lender: 64% approved of 107One lender: 64% approved of 25One lender: 65% approved of 34One lender: 65% approved of 57One lender: 68% approved of 191One lender: 69% approved of 35One lender: 69% approved of 26One lender: 69% approved of 75First Technology: 72% approved of 599One lender: 72% approved of 115One lender: 74% approved of 91One lender: 75% approved of 59One lender: 75% approved of 24One lender: 75% approved of 53United Wholesale Mortgage, LLC: 77% approved of 323One lender: 77% approved of 164One lender: 77% approved of 26One lender: 78% approved of 125One lender: 79% approved of 70One lender: 80% approved of 44One lender: 80% approved of 50One lender: 80% approved of 40One lender: 80% approved of 46One lender: 81% approved of 26One lender: 81% approved of 26One lender: 81% approved of 192One lender: 81% approved of 27One lender: 81% approved of 27One lender: 82% approved of 57One lender: 83% approved of 24One lender: 83% approved of 24One lender: 84% approved of 249Rocket Mortgage, LLC: 84% approved of 1,552One lender: 85% approved of 92One lender: 86% approved of 37One lender: 86% approved of 37One lender: 87% approved of 39One lender: 88% approved of 24One lender: 88% approved of 41One lender: 88% approved of 177One lender: 89% approved of 316One lender: 90% approved of 184One lender: 92% approved of 25One lender: 94% approved of 130One lender: 94% approved of 102One lender: 95% approved of 38One lender: 97% approved of 31One lender: 97% approved of 32One lender: 97% approved of 33One lender: 98% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,301 / 1,55297%$185K1,264
2First Technology72%429 / 59998%$175K421
3Amerisave Mortgage Corporation25%139 / 54897%$195K135
4Newrez LLC45%170 / 37699%$165K168
5United Wholesale Mortgage, LLCBroker only77%248 / 32396%$355K238

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 318 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Nearest office and distance
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